Chris Gantt's (chrisg) Blog

Homebuyers need higher credit scores, richer assets for loansBy Ron DaParma and Sam SpatterTRIBUNE-REVIEWSunday, January 20, 2008 Thousands of homebuyers now are finding they have to jump through more hoops when they go to lenders for a mortgage, experts say. Many others with borderline credit si...

WordsYour words, your dreams, and your thoughts have power to create conditions in your life. What you speak about, you can bring about.If you keep saying you can't stand your job, you might lose your job.If you keep saying you can't stand your body, your body can become sick.If you keep saying y...

FORREST GUMP GOES TO HEAVEN The day finally arrived. Forrest Gump dies and goes to Heaven. He is atthe Pearly Gates, met by St. Peter himself. However, the gates are closed,and Forrest approaches the gatekeeper. St. Peter said, "Well, Forrest,  it is certainly good to see you. We have heard a lot...

FORREST GUMP GOES TO HEAVEN The day finally arrived. Forrest Gump dies and goes to Heaven. He is atthe Pearly Gates, met by St. Peter himself. However, the gates are closed,and Forrest approaches the gatekeeper. St. Peter said, "Well, Forrest,  it is certainly good to see you. We have heard a lot...

MORTGAGE NEWS   A loan officer died and went up to St. Peter at the Pearly Gates to presenthimself for admittance to Heaven.  Peter said, "You did a lot of goodhelping people get into homes and you donated lot to charity and worked on that Habitat house.     But you told too many fibs to the unde...

 Get Ready NowMore than a trillion dollars in adjustable rate mortgages are scheduled to reset this year. As a result, experts predict that foreclosures could double in 2007, and reach an even higher level in 2008. With all this negative news, you have to wonder if you'll be affected. What are yo...

F A M I L Y I ran into a stranger as he passed by, "Oh excuse me please" was my reply. He said, "Please excuse me too; I wasn't watching for you." We were very polite, this stranger and I. We went on our way and we said goodbye. But at home a different story is told, How we treat our loved ones, ...

Manage Yourself to Greater SuccessBy Brad FinkelsteinAuthor and consultant Andy Birol said "As the leader, owner and in most cases the actual service or product your firm sells, you are your business. So let's face some cold hard truth. If it is always something, it is you. Some part of your lead...

I know we have all heard the phrase "we only get on chance to make a first impression."  I was born and raised in South Carolina, and it has been implanted in my DNA that southern hospitality is a way of life.  But have you ever come across those few individuals whose disposition gives you the di...

FHA Benefiting from Subprime Refis?The Federal Housing Administration is experiencing a major surge in business from homeowners with conventional loans refinancing into FHA products and the agency suspects a large majority of these borrowers are escaping high cost subprime loans. FHA refinanced 6...