Aaron Hoy's (chipsahoy74) Blog

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Mortgage and Lending - Capstone Home Loans/Division of American Pacific Mortgage Corpration Equal Housing Opportunity - NMLS-115718/1850
  The Guild Mortgage team of experts has been using Twitter to keep followers up to date on the latest news related to everything from preparing to buy a first home to thinking about refinancing or preparing to renovate.  Here are the top ten Tweets and links from the past two months. Enjoy!   · ...
  For new homeowners, your to-do check list can be pretty daunting when first settling into your new space. Even while knocking off the big items (painting, landscaping, outdoor lighting, furniture and fixtures) and some little ones (leaky faucet, noisy bathroom fan), make sure you add a recurrin...
  By Tony Fernandez, Guild Mortgage loan program specialist According to the old saying, there is no such thing as a free lunch.   The Mortgage Credit Certificate Program (MCC), though, is even better - for the right home buyer, it amounts to increased income because it reduces the amount of Fede...
  Its summertime and that means outdoor entertaining.   Maybe you’ve always wanted to put in an outdoor barbecue station, a fire pit, deck or patio cover.  Or perhaps you’ve longed for an in-ground pool or spa.   These outdoor improvements can add value to your home and also increase your enjoyme...
  Buying a home is the largest purchase that most people will make in their lifetime.       That’s why it’s important for home buyers - especially people buying their first home - to have as much information as possible at their disposal before making the final decision and signing (many times!) ...
For anyone buying their first home, applying for and obtaining a mortgage loan can be a bit daunting. But at Guild Mortgage, we do our best to ensure the process moves along smoothly and efficiently to find what is exactly right for you. The first step to starting a loan application is to speak b...
    Home Buyer Tax Credit to Expire:   Now is the time to buy!  There is only 10 weeks left of the Homebuyer Tax Credit ($8,000 to first time buyers and $6,500 for current homeowners wanting to move).  You might not have another opportunity like this. In January there was an 8.9% increase in home...

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