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Mortgage and Lending - Mark Fidgett - www.NotaPennyDown.com
All things about Real Estate and mortgage financing in Vancouver BC
RECENT BLOG POSTS
How To Pay Off Your Mortgage FASTER. The KEY word is ACCELERATED bi-weekly. Most financial institutions offer a number of payment options (monthly, semi-monthly, bi-weekly, accelerated bi-weekly, weekly, and accelerated weekly payments). Although these options may all seem the same, some payment...
05/24/2010
The 2nd MOST common question I get asked Click here to download a copy of your Maximum Mortgage You may want to call me to discuss 604-273-2002 Mark Fidgett | 604-273-2002 “Your Personal Mortgage Consultant….For Life!” PS – Please Don’t Keep Me a Secret A REFERRAL is when you INTRODUCE someone y...
05/12/2010
Vancouver mortgage broker Mark Fidgett's answer may surprise you! Having said that, history shows that a missed credit card payment would be reported to the credit bureau, whereas a missed mortgage payment would not. I’m not saying don’t make your mortgage payment, as this is a secured debt, but...
05/07/2010
Why Use a Mortgage Broker? Money is money, so what’s the difference? Some people think that all mortgage companies are alike. The difference is great service! So, what does great service really mean? It means we make the mortgage application process as easy and painless as possible. We’re happy ...
05/05/2010
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First off, which strategy is best? It depends on your situation. Anybody who tells you otherwise needs to give their head a shake. Your unique financial position and comfort level dictates whether or not a variable or fixed rate is right for you. You may want to contact me to discuss Email me Ma...
04/27/2010
Rental offset is the percentage of rental income a borrower receives that the lender is willing to use to qualify him/her for a mortgage. Specifically, the use of 80% rental offset will be eliminated on April 19, 2010. It will be replaced with a 50% add-back calculation. This will have a signifi...
04/23/2010
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April 19th is day one of the government’s new mortgage rules. Here’s a quick video rundown on qualifying rate…. QUALIFICATION RATE The biggest rule change affects borrowers who put down less than 20% and want a variable or 1- to 4-year fixed term. Yesterday, you might have qualified for a high-r...
04/22/2010
Do you want to know how the market is? Do you want to know if rates are going up? Well, you may be surprised… You may want to contact me to discuss Email me Mark Fidgett | 604-273-2002 “Your Personal Mortgage Consultant….For Life!” PS – Please Don’t Keep Me a Secret A REFERRAL is when you INTRODU...
04/22/2010
Receiving LOTS of questions about the new HST and what impact it will have on Real Estate sales in BC. My 2 Part interview with Tony Spagnuolo, owner of one of the largest real estate specific law firms in the lowermainland. BOTH Part 1 & 2 of the interview are below. www.bcrealestatelawyers.com ...
03/07/2010
The IRD is a compensation charge that may apply if you pay off your mortgage prior to the maturity date, or pay the mortgage principal down beyond the amount of your prepayment privileges. The IRD is based on: The amount you are pre-paying; and, An interest rate that equals the difference betwee...
03/07/2010
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Mark Fidgett

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All things about Real Estate and mortgage financing in Vancouver BC