Chia Rodeski's (chiarodeski) Blog

As a first time home buyer in San Jose, CA; it's very common during the initial consultation that we discuss protections when it comes to buying the first home. It's easy to fall in love with a home that Saturday afternoon during an open house, while strolling through the neighborhood you want to...

As first time buyers in San Jose, CA, it's important to understand the key role as homeowner's insurance as this protects your real estate interest. As a home buyer, if you're purchasing through financing a mortgage, a lender will not sign-off on your mortgage loan unless you have secured adequat...

First time home buyer in San Jose, CA often asks me: what exactly is a title company and what does it do? Title companies provide title insurance to buyers, sellers, lenders and developers. Services vary throughout the country, depending on local practices and laws. In many states, title companie...

Winning multiple offers in San Jose's real estate market is becoming increasingly important in today's market condition. Because of limited supply of good quality homes in the area (see blob post: Santa Clara County real estate trend 2012), there are plenty of buyers out there competiting for the...

Now that you've decided to buy a home (see blog post on rent versus buy), it is time to evaluate neighborhoods in San Jose CA in which you're interested. If you're looking for a home in a community that you know well, you probably already know exactly in which neighborhoods you'd like to live. Fo...

Rent versus buy in San Jose, CA is one of those first questions that a prospective home buyer has in mind. This is particularly true in the current favorable real estate environment of historic low interest rates and home prices (is it a good time to buy?). One of the conversation during our offi...

Santa Clara County Real Estate Trend 2012 It's that time of the year - the joyous season of the holidays. It's also the end of the year where it's appropriate to look at some interesting statistics that may help predicting the first quarter of 2012. Are you ready for what's in the store in 2012 w...

"Is it a good time to buy a home in San Jose, CA"? This is the million dollar question that prospective buyers ask me few times a week. Surprisingly, there are still folks out there thinking the home prices will drop significantly more, alluding to the media's concept of the 'double dip recession...

April's housing statistics shows that Santa Clara County's average home price is $794,823. In many people's mind, this may not spell 'affordability'; however, with the historical low interest rates and prices, you can get value if entering the housing market has been on your mind. This is especia...

Did you now that it is possible to put down as little as ½% as down payment to buy a home in San Jose, CA? In today’s market, with a historical low on both interest rates and home prices, many first time buyers are considering to enter the housing market to take advantage of this great opportunit...