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Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269
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A year ago, at this time, the average 30-year fixed-rate mortgage averaged 2.84%Mortgage rates fell below 3% in the week ending November 10, according to the latest Freddie Mac PMMS mortgage report.The 30-year fixed-rate mortgage declined to 2.98% last week, falling 11 basis points from 3.09% the...
11/10/2021
The path to homeownership can be challenging for military families, whose sacrifices include moves, deployments, and other uncertainties. With VA loans, the U.S. Department of Veterans Affairs (VA) is helping make housing affordable for eligible veterans.If you are a current service member or vet...
11/09/2021
Every house hunt starts with a dream, one that can easily escalate into pure fantasy. Homebuyers, particularly first-timers, often harbor visions of purchasing the perfect house, in a great neighborhood, for a bargain price.All that might have been achievable—with some luck—in the past. But in to...
11/08/2021
What you think your home is worth may not be what your lender thinks your home is worth. Rather, what the appraiser tells your lender what it’s worth. The final word comes straight from the appraisal, not the lender. The lender simply reports to you what the appraiser determined. Here’s how to in...
11/06/2021
Mortgage rates are no longer at ultra-low rates below 3% as they were this summer, but housing analysts are reminding house hunters that borrowing costs remain relatively cheap. Freddie Mac reported that the 30-year fixed-rate mortgage averaged 3.14% this week.“The yield on the 10-year Treasury n...
10/31/2021
A mortgage origination fee is one of many fees a mortgage lender can charge for allowing you to borrow financing. Here’s what you need to know about how the origination fee on a mortgage works, how much it costs and whether you can negotiate it.What is a mortgage origination fee?A mortgage origin...
10/26/2021
The spring is typically known as the busiest season for homebuying activity, but there are plenty of strong reasons to sell your home this fall.Here are four reasons to list your home during the fall months.Serious homebuyers are in the market.During the fall months, serious homebuyers are eager ...
10/22/2021
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Purchasing a home is one of the biggest, most important investments you'll make. Lean on us for reliable and sound advice — including if buying is right for you. Understanding what you can affordYour first step in buying a home is to fully understand your finances. It's not as fun as looking at h...
10/21/2021
A mortgage the Federal Housing Administration backs is known as an FHA loan. FHA loans are unique from other mortgages and home loans. They’re often helpful for first-time homeowners because they offer a combination of a lower down payment requirement and lower credit score standards.The followin...
10/19/2021
You’re likely to come across Fannie Mae or Freddie Mac as you explore your mortgage options. Although you won’t directly obtain a home loan through either, Fannie Mae and Freddie Mac are key players in the mortgage market. Let’s take a closer look at these government-sponsored enterprises, or GSE...
10/17/2021
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