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Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269
RECENT BLOG POSTS
What is a Zero Down Payment Mortgage?A zero down payment mortgage is exactly what it sounds like: a mortgage that requires no money down at closing. Buying a home and putting no money down to do it sounds appealing to many, but in reality, it’s hard to get a zero down payment mortgage in this cli...
11/24/2021
So you’ve decided to buy a new home — congratulations!You’re probably feeling a lot of emotions right now. Elation. Anxiety. And possibly confusion. You may wonder what’s going to happen next. Or worry that if you forget to send a document or make a call, you’ll derail the process.First of all, r...
11/23/2021
When you need to get a mortgage, there are so many options that it might feel overwhelming. Your choice can have a big impact on how much time you spend shopping for a mortgage and how much you end up paying. By learning about the basic differences among three types of mortgage professionals—mort...
11/22/2021
Is your realtor asking for proof of funds? What is proof of funds in real estate anyway? A proof of funds letter is a document that proves that a home buyer has enough liquid cash to purchase a home. It’s essential paperwork that all home sellers will want to see, so home buyers shouldn’t feel pr...
11/21/2021
The U.S. housing market is on fire. Double-digit appreciation is the rule. Giddy sellers are sifting through multiple offers. Frantic buyers are forced to pay more than asking prices — sometimes by $100,000 or more.The real estate party is in full swing. The National Association of Realtors said ...
11/20/2021
When you refinance a mortgage what you’re really doing is replacing the mortgage you have now with a new mortgage loan that has new terms that better fit your financial goals. Determining whether to refinance your mortgage is an important decision, but it doesn’t need to be overwhelming.If you ha...
11/19/2021
KEY POINTS In a sizzling housing market, some military families with VA loans struggle to compete with other buyers and get offers accepted. However, VA loan buyers may stand out by working with a specialized lender, making a down payment or a stronger offer, real estate experts say. In a sizzlin...
11/18/2021
Some home buyers may think getting a loan for a new home is complicated. In reality, it’s not! It is the same loan you would get for an existing home. Not all mortgage products are created equal, so finding the right one is important. The good news is there are many types of loans available in th...
11/17/2021
Several closely watched refinance rates ticked downward today, November 15th, according to data compiled by Bankrate. 30-year fixed refinance rate: 3.04%, –0.11 vs. a week ago 15-year fixed refinance rate: 2.38%, –0.08 vs. a week ago 10-year fixed refinance rate: 2.35%, -0.06 vs. a week ago Here’...
11/15/2021
Not ready to get married, but ready to buy a home? You and your partner aren’t alone. Unmarried couples made up 9 percent of homebuyers in 2020, according to the National Association of Realtors. That number seems likely to increase, too, as couples reconsider the financial implications of saying...
11/11/2021
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