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Mortgage and Lending - ChangeMyRate.com® A Mortgage Corporation - NMLS #1326269
RECENT BLOG POSTS
The national median down payment hit its highest level since at least 2005, ATTOM Data Solutions reports. The median down payment on a single-family home purchased with financing in the third quarter was $27,500. That is up 41% from $19,502 in the third quarter of 2020.Overall, the median down pa...
12/08/2021
In the course of maintaining your home, you will most likely need repairs or improvements that require professional help, and you’ll need to call in a contractor.These suggestions can help make sure the relationship with your contractor — and the renovation project — goes smoothly.Know What You W...
12/07/2021
We’ve all been cautioned by well-meaning friends and family. “It’s hard to qualify these days, even with a good income.” “You’ll need to put 20 percent down and have perfect credit.”While there are plenty of mortgage misconceptions floating around these days — from how hard it may be to qualify t...
12/05/2021
Mortgage rates held steady this week as the world awaits more information about the severity of the omicron variant of COVID-19 and ongoing supply chain issues. The 30-year fixed-rate mortgage averaged 3.11%, Freddie Mac reports.“Mortgage rates continue to remain stable notwithstanding volatility...
12/03/2021
The Federal Housing Finance Agency announced Tuesday that conforming loan limits for mortgages backed by Fannie Mae and Freddie Mac will jump in most of the country to $647,200, an increase of $98,950 from 2021’s limit of $548,250. The higher levels are in response to rising home prices over the ...
12/02/2021
Mortgage rates are still low but creeping up. The median home price is up in Southwest Louisiana, but nothing compared to the national median list price, and government programs could help first-time homebuyers.Mortgage rates have been historically low for quite some time. Some 15-year rates have...
12/01/2021
With its record-breaking prices and sharp-elbowed bidding wars, this housing boom poses challenges even for deep-pocketed homebuyers. But for borrowers financing their purchases with mortgages backed by the Federal Housing Administration or the U.S. Department of Veterans Affairs, the hurdles are...
11/29/2021
Getting a home loan? Here's some important information.Most people who want to buy a home need to finance it, and that's where mortgages come in. If you're planning to apply for a mortgage, here are a few essential things every mortgage applicant should know.1. Your credit score makes a huge diff...
11/28/2021
STRUGGLING homeowners may be wondering what support is available - and whether there's a mortgage stimulus program.It comes as Americans have got used to receiving stimulus checks during the coronavirus crisis. We explain what you need to know.Is there a mortgage stimulus program?There’s no curre...
11/27/2021
So, you’re in the market to buy a home. Whether it’s your first foray into the exciting home-buying process or you’ve been through it before but forgotten the details, this guide provides first-time homebuyer tips to prepare you for what’s ahead.What is a first-time homebuyer?A first-time homebuy...
11/26/2021
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