Hard Money Lending

Follow me
Mortgage and Lending - All California Lending - BRE# 01458390
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
The real estate market here in California seems as if it is well on the way to recovery.  This is good news for most, with an ancillary benefit in my line of work being increased loan to value ratios on purchases. For hard money lending over the past number of years, loan to value ratios have bee...
The real estate market here in California has seen a nice run over the past couple of years.  Prices have been appreciating after a sustained downturn in real estate prices.  This appreciation has created equity for many real estate investors that can be used to acquire additional properties.  Us...
Shortly additional rules under the Dodd-Frank Act will go into effect.  New rules have been slowly rolling out in the mortgage industry over the past few years, increasing the cost of compliance.  This latest set of rules, however, has the potential to create a larger impact on the broader housin...
Today I'm going to take a break from my typical hard money based blog post and instead talk about using Facebook as a tool to keep clients and others interested in real estate updated with what is going on.   Facebook is a great tool to use for keeping people updated and also for keeping your nam...
I get a lot of questions about hard money purchase loans for residential properties in California.  With many people not able to secure bank financing for one reason or another, hard money loans have become an alternative for even those who have may have been able to obtain bank financing in the ...
I work with many real estate investors, many of which are doing fix and flip transactions.  Fix and flip transactions are short term deals with a property in need of repairs being acquired under market value, being rehabbed to bring it into compliance for conventional lending and to bring some cu...
So the other day I read an article talking about more new lending rules getting set to be put into place.  For those who want some background information, please refer to a previous post about the Dodd Frank Act and hard money lending. The bottom line with regards to the new rules going into plac...
Specializing in hard money loans here in California I naturally see a lot of fix and flip transactions.  These are deals where a distressed property is purchased for less than market value, the investor rehabs the property to increase the value, give it some curb appeal and/or bring it up to snuf...
Recently Richmond announced they would be seeking to purchase loans for underwater borrowers at 80% of the market value of the home.  They have sent letters to various lenders, and have partnered with a private equity firm to help finance these purchases, restructure the loans and help their trou...
As a real estate professional that specializes in California hard money lending, I work with many different sources of funding.  One thing most of the loans that we assist with have in common, however, is that at the end of the day there are private individuals doing the funding.  This is benefic...

Chris Goulart

California Hard Money Loans & Solutions
business925 226 4739
local_phone877 462 3422
Contact The Author
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table. Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522