Hard Money Lending
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
RECENT BLOG POSTS
If you're a broker in today's market, you know that money has tightened up dramatically. Hard money has become the new subprime, and many brokers are finding themselves placing hard money loans for the first time. To make things more difficult, hard money lenders are inundated with loan request...
02/23/2008
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30 year fixed mortgages have been very popular lately. With the low rates and the backlash against the adjustable loans, it makes a lot of sense. There is an interesting product out, though, that has not been getting a lot of press lately, and could be a very good option for many borrowers. Thi...
02/19/2008
With the downturn of the real estate market, I get a lot of inquiries into acquisition and rehab loans. No money down, no cash out of pocket for the rehab, can you use the appraised value of the property and finance everything else? Well, yes I can.Now before you get excited, let me tell you th...
02/17/2008
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Hard money commercial loans are a good option for many of today's borrowers. Many banks and institutions are putting greater restrictions on the commercial lending they will provide, and often times even the most well qualified borrower can have a tough time obtaining financing for their commerc...
02/15/2008
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Before going out to shop for a home, you really should have a good idea of what you can afford. In fact, if you are working with a real estate agent, chances are they will require you to be pre-qualified before looking at homes. You can get a ballpark idea of what you can qualify for by using o...
02/14/2008
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30 year fixed rate mortgages are set to become easier to obtain and priced better. The much talked about economic stimulus package has cleared the necessary hurdles, and the president is ready to sign off on it next week. What does this mean to you? It could mean a whole lot. It could mean the...
02/08/2008
I see a glimmer of hope in this economic stimulus package that is on the verge of being passed. It brings about the best news for the housing market in some time. In addition to the tax refunds that everyone seems to be focusing on, the increase in the conforming loan limits have been overlooke...
02/05/2008
Commercial properties financed with hard money are increasingly becoming a viable option to that of institutional money. Some of the reasons for this include institutions wanting fully amortized payments and/or amortizing these payments over a shorter time frame than the traditional 30 years. Ad...
02/05/2008
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Hard money financing offers a wide range of borrowers options that may otherwise not be available. With traditional lenders tightening their standards, and with many property owners in foreclosure or in danger of foreclosure, the hard money lenders are filling a niche. Additionally, in the declin...
02/05/2008
Rainmaker
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Chris Goulart
California Hard Money Loans & Solutions
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Real Estate Resources
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522