Hard Money Lending
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
RECENT BLOG POSTS
As a real estate professional that specializes in California hard money lending, I work with many different sources of funding. One thing most of the loans that we assist with have in common, however, is that at the end of the day there are private individuals doing the funding. This is benefic...
07/15/2013
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The real estate market in California - and around the entire country for that matter - has started heating up. There is a lot of news out there regarding double digit appreciation rates, and houses are selling with multiple offers again. The story that caught my eye, however, had to do with Cal...
06/13/2013
With the real estate market heating up, there is suddenly a lot of competition between real estate investors to get the right property under contract for the right price. With that in mind, today we are going to look at some important points with regards to resale value that can be easily overlo...
05/17/2013
For many real estate investors capital is the limiting factor on what, where and how many properties they can purchase. There are a number of ways to leverage the capital available in order to maximize your purchasing power, but two of the most common are through the use of equity partners and/o...
04/24/2013
LTV requirements are the single most important factor when dealing with California hard money loans. Most other issues surrounding a file can be addressed in one way or another, but the LTV is ultimately the deciding factor that is not only going to dictate whether your loan will be made, but al...
04/03/2013
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I specialize in hard money loans here in California. With the turmoil in the financial and real estate markets many people are looking for hard money who have not needed it in the past. In addition, people who have used hard money in the past are expecting the requirements to be the same now as...
02/05/2013
I specialize in hard money loans for California properties. Many of my transactions these days are of the fix and flip variety. These transactions are typically short term, where a real estate investor purchases a distressed property in need of rehab work for a below market price, does the work...
01/02/2013
I specialize in hard money lending. These days I am working with a lot of investors who are flipping houses for a living. These fix and flip investors come in all shapes and sizes, from the experienced with many closings each month to the new investors with little to no experience and little to...
12/10/2012
The Dodd-Frank act has had a major impact on how lending is conducted in the post real estate meltdown era. It regulates residential consumer lending practices, and has had implications for appraisers, lenders, servicers, brokers and others in the real estate industry. As a broker specializing ...
11/28/2012
With bank rates down at historic lows, many people may question the need to use a hard money lender for your financing. I specialize in hard money loans in California and am going to look at five common reasons people have for using a hard money lender in today’s market. One of the more common r...
11/06/2012
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Chris Goulart
California Hard Money Loans & Solutions
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Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522