Hard Money Lending
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
RECENT BLOG POSTS
When an investor client is buying a 5, 6, 7, or 8 unit residential building, most agents assume the financing conversation goes one direction: commercial loan. That assumption is understandable, 5 units and above is technically commercial for Fannie Mae purposes, but it isn't the only option, and...
05/01/2026
If you work with real estate investors in San Joaquin County — or if you're starting to — it's worth understanding what hard money lending looks like in this market and how it can help you close deals that conventional financing would pass on.San Joaquin County has become one of the more active i...
03/26/2026
A few months back I got a referral from an agent I work with. Her client needed to buy a rental property, the purchase was time-sensitive, and she thought hard money was the right call. Standard assumption — investor deal, needs to move fast, must be hard money.We talked through the scenario. The...
03/18/2026
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If you work with real estate investors in California, you've probably run into this situation: your client finds a good rental property deal, but when they go to get financing, the conventional lender comes back and says no.Maybe they're self-employed and their tax returns don't tell the full inc...
03/05/2026
We specialize in out of the box financing for investment property here in California. There are many options for investors when it comes to loans on investment property, from traditional bank loans, alternative institutional and semi-institutional funding, private hard money loans and various br...
01/27/2026
Some fix and flip investors will fund their projects with cash on hand. Most, however, are looking for debt to leverage their existing cash on hand. There are many ways to obtain leverage for a rehab deal. California ARV hard money lenders are one such direction investors may wish to explore.B...
03/11/2025
California's real estate market offers plenty of upside opportunities for fix and flip investors. In particular, the San Francisco Bay Area provides real estate investors with a highly liquid market. Many areas have homes that sell with lower days on market than other locations. Finding a prof...
01/28/2025
The Sacramento housing market has been hot. According to Redfin, in June 2024 housing prices were up over 11% from the year prior, selling in an average of 12 days on the market. With the housing marketing continuing to perform well, we are able to offer a wide range of Sacramento hard money lo...
08/06/2024
In the real estate market today, many property owners have locked in historically low long term rates. While it is great to have a long term, low rate mortgage, what happens when you want to access additional capital? In the San Francisco Bay Area, where home values have continued to rise, ther...
04/23/2024
There are a number of scenarios where you may be looking for California hard money rehab loans for rehab and construction completion. You may be purchasing a property that you intend to flip. You may own a property that you want to ready for sale. You may even own a home that you want to impro...
12/13/2023
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Chris Goulart
California Hard Money Loans & Solutions
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Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522