Hard Money Lending

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Mortgage and Lending - All California Lending - BRE# 01458390
Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table.
RECENT BLOG POSTS
I've specialized in California hard money loans for many years.  While it is true that many hard money loans are for clients with credit issues, income documentation issues and other problems, there is also a place for these products for A-paper borrowers.  One such niche area is California hard ...
05/11/2022
Commercial loans can be tricky to navigate.  While residential loans follow the traditional guidelines that many are familiar with - debt to income ratio, credit scores, loan to value ratio - commercial loans have a lot more moving parts.  Our 30 year fixed hard money commercial loans may be a go...
03/01/2022
Are you a real estate investor?  Have you thought about taking advantage of fix and flip loans in California?  With the strong housing market, more and more people are looking to get into this lucrative business.  The downside in California for many getting started is the high price tag that a pr...
10/13/2021
 For many investing in real estate, the qualification requirements of traditional banks can be cumbersome.  Income documentation for self employed real estate investors can be a challenge.  Credit requirements can be difficult to overcome.  The speed of the transaction can be a hindrance.  The cu...
05/11/2021
We work with many unique situations when dealing with hard money loans in California.  One unique situation involves seller carry financing in conjunction with a hard money loan.  While many conventional lenders will not work with this situation, we have funding available to help take advantage o...
01/21/2021
I specialize in private money loans.  One niche that many people are not aware of is hard money seconds.  In this blog post I want to discuss hard money seconds for business purpose loans.Many businesses are struggling right now.  While there is help available, it is not always going to be enough...
01/06/2021
The COVID-19 crisis has been an ongoing issue, impacting industries across the board.  The finance industry has not been exempt.  While rates for 30 year fixed loans that fit with Fannie/Freddie are at historic lows, finding funding for out of the box transactions can be difficult.  Right now our...
09/17/2020
With the pandemic causing unprecedented uncertainty in the markets, investors still need financing for their projects.  For many investors, funding is still readily available, although maybe not at the same terms it was six months ago.  For hard money luxury home financing in California, however,...
07/28/2020
With all the negatives to come out of the current pandemic situation, one positive is the historic low California 30 year fixed rate home loans available on the market.  For borrowers planning to stay in their homes for at least a few years, being able to secure rates at these levels makes a lot ...
05/26/2020
Hopefully as you read this you are staying safe and healthy.  The Covid pandemic has turned many aspects of our lives upside down.  Real estate financing has not been immune to the crisis, and today's alternative loan options look much different than they did only a few months ago.  Much has chan...
05/21/2020
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Chris Goulart

California Hard Money Loans & Solutions
business925 226 4739
local_phone877 462 3422
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Hard money loans are an alternative form of financing. We explore the real estate world and options that hard money lenders can bring to the table. Chris Goulart, DRE Lic. # 01458390 NMLS Lic. # 298819 DWJ CA Broker Lic. # 01180522