Your Financial Coach Talk with Chuck!

I got another one of those phone calls last week...You've been pre-approved for a 4% loan...I answered the phone..."A+ Mortgage, this is Chuck, how may I help you? The woman on the other line said I was pre-approved at 4% so I said I would take it! She said she needed to then verify my address an...

I remember being one of those....and I really hated it when "old timers" would put me down. I came up with new ideas and new ways of marketing for clients, but even though alot of my ideas worked...I didn't get much credit for them...In my previous life I sold Advertising and marketing was not ne...

This past weekend I hiked the Horseshoe Bend trail at Mt. Baker. It was absolutely fantastic. We camped Friday night across from Silver Firs camp ground because the camp grounds were all full. Saturday morning we headed for the trail. It is about a 1.5 mile hike. about 3/4 of a mile the trail nar...

Did you put all your eggs in one basket? Do you know someone that has all their eggs in one basket?About 6 months ago I had a discussion with a Realtor here in Bellingham that does very well. He owns alot of Real estate and told me that Real Estate is the only good investment. I always recommend ...

On Friday, American Home Mortgage closed thier doors. The continued problems with sub-prime lenders continue. What does this men....Some of you probable remember the S & L problems back in the late 80's. If your too young..ask someone who was their, and who saw their taxes raised to help bail out...

I was grilling some steaks tonight and decided to try some smoke packets that I recently got at sportsmans. They are a foil disk about 1 inch thick and 4 inches around. I put one under the grill, directly on the grate above the burner where it would be the hotest. This is according to the instruc...

Do you know if the Loan Originator or Mortgage Broker you are recommending is licensed? You can go to the web site and check it out. Click on the link below or cut and paste it. Go to the right and click Loan Originator license database, chek Loan Originator and put in their last name and city......

I know alot of people are saying I told you so. But I don't understand, are they wishing more mortgage companies and realtors to go out of business so they have bragging rights. I think it is unfortunate that alot of people are loosing their jobs. I wouldn't wish that upon anyone. It does mean th...

The Ribs have been soaking all night in the fridge...in a bath of Beer and liquid smoke with a little bit of Trilbey's BBQ sauce. I'll take them out and put them on the grill for at least 2 hours. Indirect heat only...side infared burner and the ribs all the waqy to the other side. Keep the smoke...

Which is best? From a Financial Advisors point....the best one is the one that provides the most amount of available cash, including Tax benefits for the consumer. I like to start with "Do you have a Fixed or Adjustable income?" and "Do you have a home based business and write off home expences"....