Cash Flow Coach

Mortgage and Lending - Cornerstone Home Loans
The Treasury Secretary, Hank Paulson and the Federal Reserve Chairman, Ben Bernanke have decided that in order to get the housing market up and running again, they need to get (force) rates lower.  Unfortunately, there's no switch to flip or magic incantation to speak, you have to somehow manipul...
Roth IRA's The best time to start or fund your Roth IRA is - NOW!If you haven't started your Roth IRA, you should seriously consider opening an account ASAP!  If you have a Roth IRA and haven't funded it yet for 2007, you still have time.  Here's a good article on why you should have a Roth IRA. ...
I'm hoping that I'm not the last one to know this and that this post will be valuable to a lot of my readers.Most of you know what an RSS feed is and how important it is in getting people to subscribe to your blog.  Have you ever wished there was an easy way to aggregate all of the different feed...
One Penny = $632,500   or    1 + 1 = $1,265,000How do you like that math?  That's how much a collector won at an auction last Friday in Texas.  The total amount gained from the auction?  $10.7 million dollars.  I think most investors would consider that an infinite rate of return.Makes you want t...
"WORST IN NATION: AREA HOME SALE PRICES PLUMMET IN 4TH QUARTER" (from the Lansing State Journal, 2/15/08)This was on the front page of our local paper.  Why do the news makers report the most outrageous stats?  It's probably because "Shock and Awe" sells papers.A more accurate line would be:"Lans...
The FHA has been in the news a lot lately.  More recently because of the pending conforming loan limit changes.  Just a word on that, especially those of you in Michigan - don't expect much if any change in our conforming loan limits.  The calculation is based on 1.25% of the median home values. ...
2007 TaxesFor those of you who like to get their taxes done right away, make sure you're aware of some delays the IRS is having due to some late changes in the tax code.  For the rest of us that wait til the last minute to file or choose to file an extension, we won't have to worry about some of ...
There is a lot of misinformation and frustration in the foreclosure process.  I hope the following information and links will help you better understand what is happening to you and how you can better communicate to your lender.   "Foreclosure is a legal process by which a bank, mortgage company ...
Have you been to downtown Lansing recently?In the midst of growing foreclosures & higher unemployment around the state, Lansing is in the middle of major changes to it's skyline.  Last night, Mayor Virg Benero outlined some new tax incentives to homeowners and investors for home improvements.  (r...
  The Fed met yesterday and today to discuss inflation and the economy.  They decided to cut the Fed Funds rate (FFR) by .50% to stimulate a slowing economy.  There's a lot of debate as to whether we're in a recession or not.  Some pundits say that if the Fed starts to talk about a potential rece...


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