ARCHIVED BLOG POSTS

2008 

How many times have you caught yourself uttering these very words? The phone rings and almost instinctively you say: "Hi, who's this? Can I call you back in a minute?"Let me just issue a very sharp warning... Today's eager consumer wants answers now! They want solutions now! If they've taken the...
01/21/2008
Remember when you were five-years-old and your mother took you aside, bent over and said"Sweety...NEVER TALK TO STRANGERS! OK?!"Well it's sage advice save for the fact that you're in Real Estate now and your business depends on your ability to turn strangers into friends, and friends into client...
01/20/2008
Valeria Maltoni at Conversation Agent phrased it so eloquently:  "What social media does is simply allow you to do one thing: communicate. That's it. Social media is not the conversation. It's the room in which you hold the conversation. It still comes down to saying, doing, or producing somethin...
01/18/2008
"How do you know whether rates will remain low?"A client of mine asked me that earlier today!  It was a great question! Rates move daily...but here's how it works... Stocks and Bonds compete for the same investment dollar. This means that investors can choose to invest their money in the Bond Ma...
01/17/2008
Whilst Alan Greenspan was our Federal Reserve Chairman, from 1987 to 2006, he was often criticized for having kept rates too low for far too long!   Now everyone is criticizing current Fed Chairman Ben Bernanke for stepping in too late to cut rates! A recent poll asked: "Should the Fed Cut Rates ...
01/16/2008
Now it's official! Bank of America who had previously invested $2 Billion in the struggling mortgage lender has now "officially" announced that they will be acquiring Countrywide for a total $4 Billion dollars!From MarketWatch, Mozillo is quoted for saying:   "We believe this is the right decisio...
01/11/2008
And guess who's buying if at all?BANK OF AMERICA!  That's right! Bank of America has the "Right of First Refusal" (ROFR) in acquiring Countrywide. In this case, Right of First Refusal means that Countrywide is giving Bank of America the first option on entering into a business transaction with th...
01/10/2008
If you're blogging and in Real Estate, you know of, and have read the work of Seth Godin (www.sethgodin.com). Right?Well, we’ll talk about him in just a moment. For now, Valeria Maltoni at Conversation Agent discusses some statistics worth mentioning over at her home blog: www.ConversationAgent.c...
01/08/2008
From Bloomberg.com: Hiring in the U.S. slowed more than forecast in December and unemployment jumped to a two-year high, raising the odds that the Federal Reserve will cut interest rates by half a point this month to ward off a recession. The jobless rate increased to 5 percent from 4.7 percent i...
01/04/2008
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Some of you have asked about SISA (Stated Income/Stated Asset) loan programs. Let's have a look: Scenario: Owner Occupied (O/O), Single Family Residence (SFR) or Condo FICO = 680 (minimum requirement) (1) One Loan at 95% Loan-to-Value (LTV)Loan Amount = $396,150 Stated Income/Stated Assets (SISA...
01/04/2008
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Ricardo Bueno

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I work for Diverse Solutions, Inc. a real estate technology firm based in Irvine, CA. We offer Mapping IDX Solutions and a WordPress IDX Plugin to make real estate agents more successful. Overall, I'm passionate about marketing and technology for the real estate industry!