Ricardo Bueno

                                                                  Everyone wants to have a healthy financial life! Unfortunately, not everyone knows how to do this. Additionally, and to further add to one's troubles, let's not forget credit cards, debt, and other useless junk that clutter our dai...

William Shakespeare said, When we mean to build, We first survey the plot, then draw the model, And when we see the figure of the house, Then must we rate the cost of erection, Which if we find outweighs ability, What do we then but draw anew the modelIn fewer offices, or at least desistTo build ...

Home Equity Loans: What They Are & How They Work A home-equity loan, also known as a second mortgage, lets homeowners borrow money against the equity in their homes. Home-equity loans provide a way for consumers to somewhat lessen the effects of that year's tax changes, which also eliminates dedu...

SECOND MORTGAGES A second mortgage is any loan that involves a second lien on the property. Some second mortgages are for a fixed dollar amount paid out at one time, in the same way as a first mortgage. As with firsts, such seconds may be fixed rate or adjustable rate. A home equity line of credi...

                        As you exit the 110 freeway, Arroyo Parkway serves as the gateway into beautiful Pasadena. This summer, Arroyo Parkway is in for quite the landscaping facelift! What we know so far...The project (known as The Arroyo Parkway Enhancement Project) will be supervised by the Pu...

                     Here are some of the Closing Costs that you should anticipate incurring while securing your new purchase or refinance loan. Once you have applied for a loan, you will receive a Good Faith Estimate of the settlement charges required for your loan. Loan Origination Fee: This is...

Well I told you all that I'd be at the Pasadena Chalk Art Festival today! I saw a lot of familiar faces and for those of you that were not able to make it, here's a look at some of the work!With it being a Graduation weekend & Father's Day, there wasn't a lot of time to spend at the festival but ...

What: The Pasadena Chalk FestivalWhere: Paseo Colorado                                                                                                           280 E. Colorado Blvd.           Pasadena, CA 91101           (Between Marengo & Los Robles)            Murals on Garfield Promenade & Up...

Introducing our Pledged Asset Loan Program! Let's say for example that you have an investment porfolio earning a pretty hefty rate-of-return for you. Now a rate-of-return simply put, is the gain or the loss of an investment over a specified period of time and it's usually expressed as a percentag...

POINTS - An often mis-understood concept for the first time home buyer. Question: What are points? Answer: They are nothing more than interest that is paid up front; at the time of closing on your loan. You usually pay points in order to obtain a lower interest rate on a loan thereby making your ...