Ricardo Bueno

It happens all the time!!! A couple is being careful and shopping around for the right mortgage. Who do they go to? With so many choices and telemarketers calling all the time...it's hard to decide who they're going to refinance with!But then what happens? The right person calls at the right time...

BAD credit can, quite frankly, disrupt your life. That's why, in addition to paying your bills on time, it's important that you review the accuracy of your credit reports several months before applying for a large loan like a mortgage or a car loan. And these days, you can also find out your spec...

FICO Scores range between 300 & 850. When you run your credit for a loan application your FICO score is reported through each of the three credit reporting agencies: Transunion, Experion, and Equifax. 700 & Above = Excellent - this means that you will qualify for prime market rates.  680 – 699 = ...

Find out what makes your people tick and get them motivated. There’s a saying, “People move businesses…motivation moves people!” – Melissa WongThere’s so much truth in a statement as simple as this. Be sure to understand what your team member’s goals and do your best to help them get there. I req...

PREPARED: have your To Do List’s prepared the night before! Come into the office prepared and ready to fire away at your day. This is especially important if you’re upper-management. Why? Because as upper-management you have more to do and less time to do it in. You’re not only responsible for yo...

It is but only when you don’t plan properly. Think about it this way, let’s say that you’re in your 1st or 2nd year of college and you decide that you want to be a Doctor in the future. All of a sudden choosing a major becomes a lot less stressful because your path towards your career has all of ...