Gloucester County, NJ Mortgage and Real Estate Blog

Amherst Farms in Mickleton | Gloucester County, NJ | 4+ Bedroom Homes, Large Yards, Perfect Location If you are looking for a great place to live in Gloucester County, with perfect access to 295, Delaware, and Philly, but just far enough away from it all, check out Amherst Farms in Mickleton, NJ ...

Home For Sale By Owner in Mickleton, NJ - Amherst Farms (East Greenwich) Looking for a property that screams location, location, location? Here is an opportunity to own a 4-bedroom home in Mickleton New Jersey. Just 3 years old and ready to move in! 200 Hopkins Road Mickleton, NJ 08056 For Sale B...

Michael's Florist and Greenhouse of West Deptford Can Help You Spruce Up Your Gloucester County Home and Landscape! Whether you are buying a new home or sprucing up your current home, having a great landscape is an important part of home ownership, and it s certainly important when buying or sell...

Should Realtors Advise Their Clients to Not Accept Offers from Buyers Pre-Approved for USDA Financing? If you don't know by now, USDA plans to be out of funds by the end of April of this year. So the question begs to be asked; Should listing agents advise their sellers go under contract with buye...

Will I Get a Better Interest Rate with a Higher Credit Score? by Steve Kappre, NJ Loan Officer The simple answer: Maybe, but there are many variables. As a rule of thumb, the higher the credit score the better the rate you will receive (or the less fees you will pay). This is most relevant when t...

Zero Down Mortgage Options for New Jersey May Soon End by Steve Kappre, NJ Loan Officer One of the strongest loan options for buyers these days is the USDA Mortgage Loan, which has some great features such as 100% financing (zero $$ down) and NO MONTHLY mortgage insurance. It also allows home sel...

The End of NJ First Time Home Buyer Mortgages for Buyers Below 620 FICO Scores by Steve Kappre, NJ Loan Officer It was a nice run while it lasted, and over the last 6-12 months we were effectively able to put quite a few NJ first time home buyers into homes. As of March 15, 2010, NJ HMFA (Smart S...

Take a minute to simply join Sam's page as a "fan". The link is here as well as below: http://www.facebook.com/#!/group.php?gid=261410896243&ref=tsSam Callahan, the son of a Realtor (and my friend & Active Rain member) in Silicon Valley, is 14 years old and has cancer which is not responding to t...

Will zero down USDA loans be off-the-table soon? Maybe. Here is an article sharing the unfortunate possibility that home buyers may soon have even less options than they do now. And no doubt this is an option first time buyers are looking at utilizing, especially in the South Jersey counties of G...

When Repairing Your Credit, Don't Forget About Good Debt by Steve Kappre, NJ Loan Officer Anyone who takes the initiative to restore their credit profile should be commended. Keep in mind though  that along with removing negative debts and history, many times new debt (that is good debt) needs to...