Home Loans and Divorce. Not an easy subject for anyone involved. There are many considerations involved when splitting up a household due to divorce. Will one party keep the home? Can that party afford the monthly payment and maintenance? Can I qualify with just one salary? Should I stretch my
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01/07/2023
VA removes private road and shared driveway hurdles for VeteransPrivate roads and shared driveways, especially non-paved surfaces such as dirt or gravel drives have been a hurdle for Veteran buyers for many years. The VA Lender Handbook required that the Lender (and Veteran by association) docum
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12/05/2022
VA Loan Down Payment Assistance for California Veterans and Active Duty MilitaryWhy would someone need down payment assistance for a VA Loan in California? The answer is closing, settlement, and prepaid costs associated with a home purchase loan. VA loans, just like any other home purchase loan,
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12/05/2022
Nashville Tennessee is becoming more popular every year. This is evidenced by Nashville's robust housing market, where houses sell for much more than other parts of Tennessee. The nightlife, professional sports, employment opportunities, as well as good old Tennessee countryside make Nashville
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12/02/2022
Unfortunately after terrible disasters such as Hurricane Ian, many homeowners come to find their home has been destroyed, is not longer livable, or was so severely damaged that it is not inhabitable. Fortunately, FHA has an answer that can help. Homeowners and Renters who have been displaced by
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10/20/2022
2022 California Fannie Mae and Freddie Mac Loan Limits for FNMA and FHLMC Conforming Conventional LoansFannie Mae and Freddie Mac have announced the Conforming Loan Limits for 2022. The standard conventional loan limit has increased to $647,200 across most of the USA. This is also called the C
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09/26/2022
2022 California VA Loan Limits The VA (Veterans Administration) has announced the 2022 VA Loan Limits for California. The formula is now based on the Freddie Mac / Fannie Mae conforming limits set by the FHFA (Federal Housing Finance Administration, not to be confused with FHA, the Federal Ho
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09/26/2022
Zero Down FHA Loans for California Home BuyersWe are proud to offer California Home buyers a zero down FHA loan option. This helps reduce the amount of cash needed to purchase a home. A typical home purchase will require monies for Down Payment, Closing Costs, and Prepaid items such as Propert
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09/22/2022
California FHA Loan Limits for 2022For 2022, FHA as released their FHA Loan Limits for California. FHA as released their FHA Loan Limits for California. FHA Loan limits range from $420,680 to $970,800. The floor FHA Loan limit is $420,680, and higher FHA Loan Limits known as High Cost area FHA
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09/22/2022
The difference between Conventional and Conforming LoansEver since I can remember, these two terms are incorrectly referenced in the media, websites, and by Mortgage lenders and Realtors as well. So what is the difference between a Conventional Loan and a Conforming loan? Let's start with def
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09/22/2022
