Brett Sampson's (bsampson) Blog

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Mortgage and Lending - Berkshire Lending, LLC

ARCHIVED BLOG POSTS

2014 

Occasionally a loan officer will get a loan that they just don’t know what to do with. Not sure how to proceed. …or, even if it’s possible to proceed. …but, they don’t want to tell you because you referred the borrower to them, and they don’t want to give you the impression that they don’t know w...
03/30/2014
I’ve written about this before, but it’s important, so I wanted to touch on it again. Borrowers ask me if paying extra on their mortgage payment each month will save them money over the life of the loan. Answer:  Absolutely! It can save quite a bit actually. I created the table below to illustrat...
03/25/2014
Have you been thinking about buying an investment property? If so, here’s an idea that gives you crazy good terms on investment property! …Buy a home from Fannie Mae’s HomePath Program. This is the program Fannie uses for some of their foreclosed properties. …But, for Investment properties the te...
03/23/2014
I just finished a new Special Report for you. “How To Buy A House With No Money Down, Have A Super Low Rate, And Be In The Area You Want.” This report shows you how to obtain a little used 100% loan program. …very useful if you want to buy a house, but don’t have alot of money to put down! Here i...
03/18/2014
Did you know we offered delayed financing? Delayed financing is for Borrowers who purchased a property for CASH within the past six months. Delayed financing works great for those buyers that bought a house for Cash due to an auction, etc. These buyers are then eligible for a cash-out refinance i...
03/16/2014
Have you been told your debt to income ratio is too high to get a mortgage? Here’s trick I’ve used successfully on borrowers that have high debt to income ratios on conventional loans. It’s virtually impossible to get Fannie Mae to give you an automated approval if your debt to income ratio is ab...
03/05/2014
Did you know that your entire down payment on a Conventional loan can be a gift? It can! This would go for loan to value ratios from 95% and below. Minimum credit score on this is the same as on other Conventional loans – 620. …Oh, and for you realtors that didn’t get a copy of the newest report ...
03/02/2014
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Brett Sampson

Texas Lender
local_phone(888) 875-7675
smartphone(214) 228-2279
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