Bryan Cerny's (bryancerny) Blog

Frernando is on target about the short sale not being anything like a 'regular' sale. Always nice to hear a voice that agrees what one's own knowledge and experience. It is obvious from his remarks that he has experience and has the SFR(Short Sale/Foreclosure Resource) designation(He does have th...

Yesterday I blogged about the connectedness of mortgage rates, cd rates and consumer loan rates.  Today, a great mortgage officer I love to refer, Jay Gould, provide great input that speaks of another factor that must be watched:  Bond Values.    Jay's comments agree with those I made regarding b...

A top question of buyers is on interest rates.  Though the news and reports shared in this blog have noted the pressure on mortgage rates, mortgage rate question keeps arising.                     To know the answer, you just need to look the Bank straight in the eye!!!   Note the Interest Rates ...

Rent vs Buy  dilemma has haunted 1st time home buyers forever.  Yet, for the uninitiated home buyer, this has to be an expected challenge. At face value, buying a home is a better decision than renting one. With a home purchase, the buyer has a key opportunity to gain equity(value) as the first s...

How Should Your Home Be Marketed? Something to think about as you evaluate the direction you wish to go in 2011. I know a lot of you are sitting around the breakfast table chatting about economic market. Perhaps(as it isn't uncommon) your family or ...

More news on the Mortgage and Real Estate Market!! With coming Financial Reports monthly reports, Jim Belote provides input on the national market trends.  As you will read, the counter balance of perceived lower sales and lower prices(still happeni...

Prepared for the Millennials(Generation Y) Assault on Real Estate?? Perhaps you have heard of the Millennials(individuals born between '80 & '95).  Maybe you raised two or three of them!Yet 74 million strong, they rival their Baby Boomer parents/gra...

The latest in horror shows....The Short Sale!    If you were to read the press and speak to some real estate agents or buyers, you would hear exclamations of fear and trepidation. What is a Short Sale?    The sale of a home by a party that needs to move that owes more on the home than the presen...

Great Words from Steve Harney!!          Whenever you are ready to seek a new home or sell a home, it is key that you have an expert on your side.   Would you go to a plumber to have a tooth pulled or a dentist to have heart surgery? You Need an EXPERT, Not Just an Agent You Need an EXPERT, Not ...

We all have to take care of our homes....best ensure we also stay safe!! Wood fires are one of the biggest dangers of the winter!  Besides the annual inspection and sweep for your chimney, improve the function of your wood fireplace with responsible use.  Ready for the colder months? You will be ...