Stephen Ellis's (brightinsurance) Blog

Summer may be nearly here, but many people are going through the battlefield of spring allergies. Experts are now adding news that the allergy season may last two weeks longer, and for many people, the bothersome feeling just sticks around all year. Did you ever visit a friend or a relative and f...

Senior drivers receiving discounts on their auto coverage has been known to confuse some people. Why should seniors receive discounts, after all? To many people, senior discounts are frustrating because it encourages seniors to continue driving, when they shouldn't be on the road at all. That's n...

Have you ever sat down and really thought about which health coverage plan is right for you? Are you sure your current one is the one that could be doing you the most good? With all the health insurance options to choose from, deciding which one is right for your lifestyle can be an overwhelming ...

Good news for both cycle heads and the motorcycle safety industry: the Insurance Institute for Highway Safety reports that motorcycles with anti-lock brakes are nearly 40% less likely to be involved in a fatal accident. This is good news for the motorcycle safety industry, who have been trying to...

Most renters, especially young ones, don't really think about renters insurance.  A big chunk of the renters population are adults in their 20's and 30's who aren't yet ready to own a home or who move around frequently. Because renters insurance isn't really "pushed" by landlords, it just rarely ...

USA Today has reported that more and more families are being "drawn together" by moving in with each other as a result of the current state of the economy. Because of the housing market and increasing job losses, many families are finding themselves under the same roof. "It's an obvious choice," ...

Everyone knows about the obesity epidemic. Americans are at an all-time weight high, due to poor eating habits, no exercise, heredity, and lack of nutrition knowledge.Obesity is not only unhealthy; did you know that it can also affect you life insurance? Being overweight causes complications and ...

Is Umbrella Insurance Worth It? Although once upon a time, having umbrella (excess liability) coverage was for only wealthy people, these days, anyone and everyone can get sued for nearly anything – and it’s important to be prepared. Umbrella insurance acts as a cushion or safety net for you in t...

Without business property insurance, your company may not survive financially. It isn’t required by law, but it’s a wise investment to protect your business property against vandalism, fire, weather, and other unexpected situations. Business property insurance plans can be standard, which will co...

For most people, there are normally three times in their lives when they think about their home insurance: when they choose their carrier, when they write the policy checks, and finally, when disaster strikes and they make a claim. However, by the time things get sticky, it’s usually too late to ...