Brian Ripp's Blog

Fixed-rate loans accounted for more than 95% of all refinance loans in the 4th, regardless of whether the original loan was an adjustable-rate mortgage (ARM) or a fixed-rate, according to a report by Freddie Mac.  Nearly two-thirds of borrowers who had a hybrid ARM (58%) chose a fixed-rate loan d...

Can’t afford a full kitchen makeover?  Sprucing up the cabinetry is an easy fix for a fraction of the cost. There are two options:  replacing or refacing.  Refacing includes covering the existing cabinet doors and drawer fronts with wood or plastic veneer and replacing knobs and door hinges; repl...