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RECENT BLOG POSTS
It used to be that authorized users on a credit card account were allowed to "piggyback" on the cardholder's rating. If that cardholder had great credit, the authorized user's credit score got a modest bump as well.But, according to MSN Money's Liz Pulliam Weston, the so-called credit repair comp...
07/02/2007
Despite the massive efforts of the credit reporting agencies to convince you otherwise, there are many credit repair companies that are no different than most other services. Like all industries, less-than-honest companies do exist and are damaging to their clients and to the credit repair indust...
06/29/2007
  Just a little information about a very important subject matter.  I was diagnosed with valley fever earlier this year and it almost killed me.  I lost over 50 pounds, had a 104 fever for over two weeks, and I have to take medication (Fluconazole)  to keep it stable for the rest of my life.  Fr...
06/26/2007
Any Ordie's out there? Santa Barbara Ordnance   The Patron Saint of Cannoneers and Ordnancemen Saint Barbara was born in the year 218 A.D., in Nicomedia, a city of northern Asia Minor. Her father, Dioscorus, was a tyrannical Roman. During his absence from home, the girl embraced the teaching of ...
06/25/2007
What to do in this situation?  I used to try and respond to those who like to leave negative comments to findout why they were drinking "Hater-ade" that day ... but now I just delete them because;   "Never argue with an idiot;  people watching may not be able to tell who the idiot is." Life is t...
06/25/2007
YES!  Send them a Cease Communication Letter.  Send the letter via certified mail with a return receipt request. Keep a copy of the letter for your files. Send out the letter within thirty days of the first contact by the collection agency/ collection attorney. The law applies to both the agency ...
06/22/2007
 Experian to Pay $300,000 FTC Settlement   Consumerinfo.com, doing business as Experian Consumer Direct, will pay $300,000 to settle Federal Trade Commission charges that ads for its "free credit report" offer failed to disclose adequately that those who signed up would be automatically enrolled ...
06/18/2007
Understanding Your Credit Score Your Credit Score is used by anyone that plans on lending money to you. Credit card companies, home equity lenders, auto loan lenders and finance companies all use a model created by Fair, Isaac and Co, the San Rafael, California company that pioneered credit scori...
05/02/2007
Can credit repair companies really guarantee results? Not a chance! No credit repair company is so good that it can guarantee a specific outcome. It would be like a defense lawyer guaranteeing that the jury will find his client innocent. Guarantees are a sure sign of credit repair fraud. A warran...
05/02/2007
  Paying for Credit Repair- The Contrarian Opinion of a Leading Consumer Advocate Written by By Mike Killian, CardRatings.com Credit/Debt Management Reporter    Tuesday, 29 November 2005 Most consumer advocates suggest that consumers not utilize credit repair clinics. With a "buyer beware" attit...
04/05/2007
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Brian C.Aber

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