Credit Repair VIP BLOG

TITLE 5. PROTECTION OF CONSUMERS OF FINANCIAL SERVICES  CHAPTER 393. CREDIT SERVICES ORGANIZATIONS SUBCHAPTER A. GENERAL PROVISIONS   Sec. 393.001.  DEFINITIONS.   In this chapter: (1)  "Consumer" means an individual who is solicited to purchase or who purchases the services of a credit services ...

Florida - Credit Repair Laws CREDIT SERVICE ORGANIZATIONS 817.7001  Definitions. 817.7005  Prohibited acts. 817.701  Surety bonds; exemption. 817.702  Statement to buyer. 817.703  Information statement. 817.704  Provisions of contract. 817.705  Waivers; burden of proof; penalties. 817.706  Action...

State Oral Written Promissory Open-ended Accounts State Statute: Open Accounts AL 6 6 6 3 §6-2-37 AR 3 5 5 3 §16-56-105 AK 6 6 3 3 §09.10.053 AZ 3 6 6 3 §12-543 CA 2 4 4 4 §337 CO 6 6 6 3 §13-80-101 CT 3 6 6 3 §52-581 DE 3 3 3 4 §2-725 DC 3 3 3 3 §12-301 FL 4 5 5 4 §95.11 GA 4 6 6 6 ** §9-3-25 H...

          I do not recommend using the online dispute system the bureaus offer as they are pretty much useless in regards to attaining deletions.            The online dispute system, otherwise known as the "Expedited Dispute Resolution" Section 611a(8).  The key phrase to note is;"the agency sha...

The Fair Credit Reporting Act (FCRA) is the federal law that specifies the amount of time negative items can stay on your credit report by regulating the collection, distribution, and use of consumer credit information.    www.ftc.gov/os/statutes/031224fcra.pdf   Derogatory items may stay on the ...

Do you even remember what you are paying for? Debt is not that hard of a concept to grab.   You need it, you borrow it, and you owe it back.   When you give it back there is no more debt.  Now when you throw in the idea of adding interest to what you've borrowed ... that's when the Kool-Aid begin...

Client support could easily be distinguished as the most important part of maintaining a respectful and affluent business. I believe it is even more so with credit repair clientele as we have the rare "privilege" of being in an industry where even if we do an above average job the client may stil...

June 19, 2009 Technical & Cold Creditors Filed under: Credit Repair Hello, I work in the lending industry and I have a client that missed two consecutive payments Feb/March of this year. It was a total error due to my client being on chemotherapy medication and it has been explained to the lende...

The Importance of Client Support is Paramount!      Client support could easily be distinguished as the most important part of maintaining a respectful and affluent business.  I believe it is even more so with credit repair clientele.  This is because we have the rare "privilege" of being in an i...

The Future of The Credit Repair Industry   (... it's up to us)   With new governmental policy coming into place the credit repair industry should most likely see a surge in retail activity.  While you will want to focus on your success and influence this event into prosperous times, please make s...