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2013 

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My Updated Schedule Among my favorite trainings was one facilitated by Joe Stumpf called By Referral Only.  Even though I am no longer in the mortgage or the Real Estate business, I still use the recommendations and techniques that were taught during this 2 1/2 day training.  The most important o...
10/29/2013
FHA Condo Approvals – The Need for Reserve Studies An all-too-common aspect of an HOA’s budgetary issues is underfunding the reserve account.  Not only is this one of the primary reasons for a condominium to be rejected by FHA or Fannie Mae, it can also lead to the need for large special assessme...
10/27/2013
When Did “Success” become a 4-Letter Word? Maybe it’s because I have only been paying attention to the political scene and socio-economics for the past 7 years or so, but it is alarming to me how working hard and success has been completely demonized in this country. Last week on Facebook, I post...
10/23/2013
“Flu Shots are Useless”   As cold weather approaches a large part of the country, hordes of people are rushing out to get their influenza vaccines hoping that it will protect them from getting the flu this winter. Guess what?  It doesn’t. According to research released in the Journal of Clinical ...
10/21/2013
I’m Speaking at CAI-CT’s Legal Symposium on Thursday 10/17! The Connecticut chapter of the Community Associations Institute (or CAI) will be holding a Legal and Legislative Symposium on Thursday, October 17, 2013 in Stratford, CT from 3-6pm. While most of the presented material will be concerning...
10/15/2013
FHA Condo Approvals – The Basics Following a post from earlier this week, I was asked about the basics for FHA condo project approvals.  Last month, I attended a training administered by HUD on this very topic.  The training lasted all day and the information was considered “the basics” so please...
10/10/2013
FHA Condo Approvals – Financial Requirements After posting my article on Investor Ownership Requirements for FHA Condominium Project Approval, I received inquiries to post about the financial/budgetary requirements for FHA Approval. I wrote and posted an article about a very common issue that per...
10/09/2013
FHA Condo Approvals – Investor Ownership Investor ownership concentration in a condominium project can be a determining factor if the project wants to become approved with FHA.  I get many phone calls regarding this particular guidance. Investor Concentration The minimum owner-occupancy concentra...
10/07/2013
For Love of Obamacare I had breakfast this morning with a good friend of mine who is also my life insurance agent.  For years, he has been a very successful financial planner and was featured several years back in The Hartford Business Journal’s “40 Under 40” which recognizes the top business peo...
10/07/2013
Does Government Shutdown REALLY Impact Us? Despite whatever opinion you hold on this topic, the Federal Government is functioning as the Founding Fathers had intended.  When the electorate is staunchly divided on a topic or issue, the elected officials are supposed to get bogged down in debate in...
10/01/2013
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