Jeff Sipes's Blog

Follow me
By
Services for Real Estate Pros - Blue Water Credit
RECENT BLOG POSTS
Let me paint you a picture.  You’re sitting at Starbucks and pull up your laptop and log in with their Wi-Fi to check email.  BOOM!  Your bank account information was just stolen.   Or you get a few credit card offers and other junk mail you don’t want so you rip it in half and throw it in the t...
05/17/2014
U.S. consumers may be getting a valuable ally when it comes to correctly reporting their credit scores if newly introduced legislation gets passed.  A bill sponsored by U.S. Senators Sherrod Brown (D-OH) and Brian Schatz (D-HI,) among others, would call for accuracy and accountability from the c...
04/29/2014
  Keeping a great credit score is the best way to save money on your mortgage, car loan, credit cards, and other interest rates, and it can take a lifetime of responsible financial choices to achieve that.  But there are things you can do in the short term to boost your credit score.  These aren’...
04/29/2014
  The City of Trees might as well be called the City of Pollen, because our beloved Sacramento has just been ranked #22 out of the worst cities in America for allergies according to ratings from pharmaceutical company GlaxoSmithKline.  That’s no surprise for any of us who have lived in Sactown fo...
04/29/2014
Your credit score is more important than ever these days, whether you’re trying to buy a home, save money on your car loans or credit cards, or just trying to clean up your finances.  You have a lot of choices who to work with to help raise your credit score, but Blue Water Credit would love the...
04/29/2014
  We all try to keep on top of our bills, but every once and a while there’s a bump in the road and we might miss a payment.  Unfortunately, a 30-day late payment will report on your credit report and lower your score.  How much will your FICO drop?  There are a lot of factors that go into it, wh...
04/29/2014
  A federal tax lien is the government’s legal claim against your property if you don’t pay a tax debt. The lien protects the government’s interest in your property and may include real estate, financial assets, and personal property.  While it has serious financial consequences, one oft-forgotte...
04/29/2014
Royce White, forward for the Sacramento Kings, has scored exactly 0.0 points per game in his NBA career, and yet when it comes to one key issue, he could be the league’s most important player.  White finally logged his first minute on the hardwood last week in a blowout loss to the Spurs, regist...
03/27/2014
  If we asked most Americans how many credit bureaus there were, their answer would almost always be, “three.”  A good number of people could probably even name them as Experian, Equifax, and Transunion, and feel proud of their knowledge of the credit industry. But very few people realize that th...
03/27/2014
Are you burnt out after a long winter?  Feeling a little blahhh about your daily routine of work and other obligations?  We all can feel bored, frustrated, or down in the dumps sometime, but there's a lot you can do to turn it around and get inspired again.  Here are 75 things you can do today t...
03/27/2014
Rainer
46,186

Jeff Sipes

Blue Water Credit
local_phone(916) 315-9190
Contact The Author