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Services for Real Estate Pros - Blue Water Credit
RECENT BLOG POSTS
  There is a powerful new ally in the battle against online fraud and identity theft – social media.  Even the credit bureaus are using this tool to research the credit-worthiness and validity of consumers, alongside companies like EBay, Paypal, and Intuit.  Equifax and Experian are running trial...
07/17/2013
It’s estimated that almost 1.5 million homeowners have gone through a short sale in the last 5 years, yet many of those are reporting incorrectly on their credit reports as foreclosures.  If you are a Realtor or loan officer, you should know that the difference between a short sale or a foreclos...
07/17/2013
Have you ever heard the song lyrics, “What a difference a day makes?”  When it comes to your credit score, a few points can make a big difference in your finances.  The average American has a credit score of 687 (as of 2011), but by raising it even a few points they can save big amounts of money...
07/17/2013
We love to compare ourselves to others – our salary, what car we drive, and, unfortunately, how in shape we are for summer next to everyone else on the beach.  But few people know how their credit score ranks against the rest of the country.  So we decided to dig up some credit score statistics ...
07/17/2013
  They’re reunited, and it feels so good…but we’re not talking about a Hollywood couple or your favorite estranged boy-band.  Instead, this reunion is between Experian and FICO, far less sexy but probably more important financially to consumers.     A FICO score is calculated as a combination of ...
07/17/2013
  America is built on its middle class, the brass ring of upward mobility we all reach for, but it seems we’re abruptly waking up from that dream.  Some facets of the economy – like housing – are showing signs of life after a prolonged national recession, but it leaves us wondering what the avera...
07/17/2013
    Are you thinking about buying your first home?  You’re not alone – this year it’s estimated that hundreds of thousands of people will take that big step into the American Dream and purchase their first home.  That process can be at times confusing, overwhelming, and sometimes downright scary,...
07/17/2013
    They say that buying a home is the largest purchase you’ll make in your life, and yet most people don’t really understand what it is they are buying.  Sure, we can look at the price tag of the house and know the dollar amount, but there’s a lot more that goes into the true cost.  In fact, th...
07/16/2013
Whether you are a first time homebuyer or a seasoned investor, working with the right loan officer can make all the difference between a wonderful experience and a colossal – and expensive - headache.  With internet ads, news reports, and even bus stop benches advertising loan officers, all clai...
07/16/2013
Last week bore tough news for the financial markets, with interest rates quickly following suit.  We all feel a little panic when that happens but it's the perfect time to reassess your marketing strategy and change with the times.  With a smart business plan and a lot of hustle, you can actuall...
07/16/2013
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JeffSipes

Blue Water Credit
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