RECENT BLOG POSTS
Birmingham Alabama December 2009 Homes Sales Residential home sales for the month of December were 179 less than those for November according to reports available through Birmingham MLS.  However, the average sales price increased in December over that for November. The 926 residences sold in Dec...
01/25/2010
Update to prayer request for families of fire victims.  While it will not stop the grief, it may help begin the healing.  The Hoover Alabama fire department has determined the source of the fire that killed the young women.  Foul play is not suspected at this time, but the person responsible has ...
01/24/2010
Is BOA required to follow short sale guidelines?  I showed a property today that is a short sale listing.  Later I learned that BOA holds the mortgage on the property and has told the listing agents that it will be 60-90 days before they will respond to an offer.  It is my understanding that if a...
01/24/2010
How can you help the people of Haiti on Sunday January 24, 2010? Take donations to the MedMission Haiti Relief trailer in the main parking lot of Mountaintop Community Church in Vestavia Hills.  Sunday January 24, 2010 from 1:00-5:00PM is the final day that volunteers will be accepting drop-offs....
01/23/2010
How much should you spend on your upcoming home purchase?  There are guidelines that determine what mortgage amount a buyer can qualify for.  To make that determination, you should contact a lender.  I'm not qualified to make that determination.  However, once you are told how much you qualify fo...
01/20/2010
Would you know what to do if you were caught in a hotel fire?  Four young ladies with promising futures tragically lost their lives last Saturday night in a hotel fire in Hoover, Alabama.  Unfortunately the flames spread so quickly they had no chance to escape, as the fire was on the front of the...
01/20/2010
What does an increase in interest rates cost? The following is a table showing the cost per $1000 financed at various interest rates - principal and interest only. Interest Rate Monthly Payment per $1000 financed  - 30 Year Loan Monthly Payment per $1000 financed  - 15 Year Loan 4.5 $5.08 $7.65 4...
01/14/2010
When is it good not to be #1?   Even though in 2009 Alabama saw a 156% increase in foreclosures over the previous year, we ranked 30th in the nation for number of foreclosures.  Foreclosures in Alabama for 2009 was 1 in every 107 households compared to a nationwide rate of 1 in every 45 household...
01/14/2010
And the winner is...  In an exciting, nail biting, heart stopping, close game, the Crimson Tide has beat Texas and is taking home the National Championship trophy for the first time in 17 years. It has been a year of firsts for Alabama...1st Heisman trophy, 1st National Championship under head co...
01/07/2010
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There are many things we anticipate in our lives.  Having been born, raised and lived all of my life in Alabama, I've been an Alabama fan for as long as I can remember.   Like thousands of other fans, I am anticipating today's BCS National Championship game.  I am hoping for an Alabama victory an...
01/07/2010