RECENT BLOG POSTS
Debt to Income Ratios    A note about debt to income ratios:                                                                                   After your credit report, the most important factor an underwriter will look at are debt to income ratios which are frequently referred to as Front and Ba...
04/21/2008
Closing a mortgage in an LLCClosing a mortgage in an LLC can be a challenge in today's market. A common question from investors is about closing a mortgage in an LLC (Limited Liability Corporation) as they recognize the inherent safety of holding their investment property in an LLC rather than in...
04/21/2008
  Real Estate Investment Financing                                                                                                                      Real estate investment financing is my specialty. I have developed extensive knowledge of the underwriting requirements of these real estate inve...
04/21/2008
Commercial Line of credit FAQ If you are not doing a full appraisal how do you determine property value?We do a desktop evaluation and a physical inspection of the property. To ensure an accurate description of the property for our evaluation, we need to work with you to complete a detailed prope...
04/15/2008
Tax Considerations of Home Equity LoansTax considerations of home equity loans are important. Remember, the mortgage interest deduction applies only if mortgage interest is paid on a qualified residence.  A "qualified residence" according to the IRS, can be either the principal residence of the t...
04/15/2008
The Certified Guide on How to Avoid the Most Common Home Mortgage Mistakes Through the past twelve years, Carteret Mortgage has been an industry leader in product innovation and consumer education. We proudly present to you this free report to uncover some of the most common areas where consumers...
04/15/2008
www.nva-mortgage.comBob GammacheCarteret Mortgage    How Purchase Loans Are Made, Step by StepWhat the typical home buyer goes through to obtain financing______________________________________________________________________________________________________________________________________________ ...
04/15/2008
Increase your Purchasing PowerThere are several factors that lenders take into consideration when determining how much they will lend to you for your home purchase. The three most important factors are your income, debts and down payment. Any one of these can greatly impact the amount of mortgage...
04/15/2008
Closing a mortgage in an LLCClosing a mortgage in an LLC can be a challenge in today's market. A common question from investors is about closing a mortgage in an LLC (Limited Liability Corporation) as they recognize the inherent safety of holding their investment property in an LLC rather than in...
04/15/2008
Comparing Investment PropertyComparing investment property can be a challenge unless you are using the most appropriate investment property formulas. Lets start with some common investment property terms to make sure you are clear on the terminologyNNN Lease (commonly referred to as a triple net ...
04/15/2008
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Bob Gammache

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