RECENT BLOG POSTS
Home renovation shows can be very misleading. They tend to speed up the timeline of a renovation project making it seem as if you can remodel a kitchen in one weekend when in fact it can take a lot longer depending on the details. For the most part homeowners know there isn’t much reality in thes...
10/16/2014
Being late with any payment affects your credit score, but being late with your mortgage has a stronger long-lasting effect on your credit score than most people know. FICO, which stands for Fair Isaac Corporation, is the credit-scoring system money lending entities use to check a person’s credi...
10/13/2014
For most people, the American dream is not just owning a home, but owning a huge stylish house with all of the most current upgrades and renovations. We’ve all watched TV shows where the houses were outrageously large and beautiful and wished we had a house like that. But not all of can financia...
10/09/2014
According to the National Association of Realtors, pending home sales are down 7.3 percent from last year. A trend that looks like it will continue at least until there’s a substantial wage increase across the board and the average borrower is able to obtain lines of credit easier. People in the...
10/08/2014
There are several reasons why you may have to sell your home fast – your company may be moving you to a new location, you may have lost your job and want to sell before a foreclosure or you may own more than the house is worth and want to get out from under a bad mortgage. Selling your home to a...
10/06/2014
The National Association of Realtors estimates that due to the tighter lending requirements, home sales have been held back about 15% recently. This has been frustrating for both home buyers and sellers. Even some lenders with higher credit scores are finding it difficult to qualify for loans. S...
10/01/2014
So you’re in the market to buy a house. As the buyer you want a bargain just as much as sellers want the best possible price they can get. Real estate agents are the middlemen trying to get all parties to a happy medium. Because of this, it is important to make sure you have the right type of rep...
09/29/2014
Whether buying or selling a house, using a broker or an agent can help expedite and ease the process. Here’s a breakdown of the different types of agents. Seller's agent – Represents the seller. This doesn’t mean that he or she can’t answer questions from the buyer or the buyer’s agent. Legally,...
09/27/2014
If you as a borrower spent a little more time preparing, negotiating and shopping for the best mortgage deal, you can paying far less for your loan than if you just went with the first lender you call. Here are five mistakes many borrowers make that can cost you money. 1. Believing advertised rat...
09/25/2014
Remember when all you needed to get a mortgage loan was a job, a decent down payment and good credit? Well it is basically still that way today which begs the question, why are loans harder to get these days. These days lenders are requesting more personal information about you which makes the l...
09/22/2014
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