Julie's Blog

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Mortgage and Lending - Guaranteed Home Mortgage Company, Inc.
RECENT BLOG POSTS
I have to write about this nutty last 2 days! I get an email from a Loan Officer that knows me from my Loan Processing Service and asks me to call another loan officer about a file. So, I contact the Loan Officer #2, that says that she has an FHA loan that needs help. Loan Officer #1 asks me to c...
04/16/2009
Neighborhood Stabilization Program Means 100% Financing to Buy a House For You! The Neighborhood Stabilization Program Grants States with High Levels of Foreclosures with this program. Many counties in MI qualify. The purpose is to fill vacant and foreclosed homes with families again. Vacant home...
03/20/2009
Yes, that's right, we are in a cycle. An ever changing cycle. Markets will be down and poverty may be high. This is what can happen in a cycle. It will change. It's Getting Better All The Time!! Better and Better. We are feeling a big pinch, no doubt. I know that history will tell us that this is...
03/10/2009
Dear Diary, My passion is Mortgages. Today is Friday and I have never had such a roller coaster week. I am filled with joy and sadness all at the same time. Wednesday I had to Surrender my Mortgage Broker License. I was crying as I put the envelope into the mailbox at the drive-thru post office. ...
01/30/2009
Yep, Whos Waggin the Dog? The PMI companies are. This week is a definitive moment in our, so called, Affordable Lending Stratosphere. All of these programs under the titles of "Emerging Markets, Gold, Flex, Affordable, blah, blah, blah"......Gone.. The Private Mortgage Insurance companies are cha...
11/18/2008
I was having a conversation with my 4 year old daughter this morning about FROGS. I remember dissecting frogs in high school. I kinda of feel like I am in this process now with my mortgage company. We were talking about frogs because Animal Planet's Jeff Corwin will have a special called THE VANI...
10/19/2008
A common question. I recently met some new realtors and was asked this question. My answer, since 1991 when I started working for Great Western Financial. At that time, a huge S & L on the West Coast. I was put through rigorous training in processing, underwriting and operations. I am grateful fo...
10/10/2008
Yes, it appears that this new program may help desperate homeowners to move out of foreclosure, but if you agree to the program, you have to sign a note promising FHA that they will receive 50% of the equity gained in the house. It just doesn't feel right to me. Sharing equity with the government...
10/10/2008
Did you know that when a mortgage company, car dealership, department store, etc. pulls your credit report that it is instantly sold to another company as a Hot Lead? Yes, that's right. It's called a Trigger Lead. These leads are expensive and very popular with mortgage companies. The information...
10/07/2008
Yes, I am a Kid Rock Fan. I like the theme and he keeps me upbeat. I like this song the most because when it comes to closings, this is usually the song that I hear in my head. I do this ahead of time, in perceiving the event to happen.  It is taking all of my rock songs and positive thinking to ...
10/06/2008
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JulieHite

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