Azure Peloso's (azure2) Blog

By
Mortgage and Lending - US Funding Group, Inc., a division of Morgan Financial, Inc.
RECENT BLOG POSTS
Thanks to the concept of "leveraging," purchasing a home is by far the best long-term investment. Leveraging means putting down a small amount of money to earn a big return.   For example, say you use that $10,000 to purchase a $250,000 home, and the house appreciates a modest 3 percent during th...
01/09/2008
As a long-term investment, homeownership is still one of the best investments for individual households. "Why" you may ask? After all, the headlines say the housing market is down and out, with defaults rising at an alarming rate, and mortgage markets so frozen that buyers can't get a home loan a...
01/09/2008
3 Comments
I use MYSPACE and FACEBOOK!Social Networking isn't just for the little kiddies! What you may or may not know is MYSPACE and FACEBOOK are excellent way to communicate with friends, family, clients, and colleagues. There is a familiarity with seeing someone's photo, and name and then seeing them fa...
12/06/2007
On Dec. 6, Treasury Secretary Henry Paulson, with the support of President George W. Bush, unveiled a plan to aid certain homeowners who face the prospect of higher mortgage rates in the next few years. Paulson worked with banks and other mortgage companies to develop the initiative, and thanked ...
12/06/2007
0 Comments
Portland Area Appreciation North Portland 8.8%Northeast Portland 6.7%Southeast Portland 9.8%Beaverton 3.6%Lake Oswego 3.7%Milwaukie 1.6%*Appreciation is based on comparison of the last 12 months with the previous 12 months. West Coast MarketsPreliminary Median Sales Price of Existing Single-Famil...
11/23/2007
Equifax has a service that you can join and pay a monthly fee.  They pull a tri-merge credit report for you yearly and let you know what is going on with your score.  I joined years ago, and I love it.  You can dispute online, and they take care of it.  If you have questions, they answer the phon...
11/23/2007
There are companies claiming to get rid off negative items from your credit report so that a better credit score gets recorded within a short period. But most of them fail to deliver the appropriate services and customers end up losing money. Even the Federal Trade Commission (FTC) is of the opin...
11/23/2007
The term mortgage broker has really come under fire in recent years, and with good reason. We have all known brokers whose dealings have been less than ethical at best and somewhat illegal at worst. For this reason, I have compiled a list of things to look for in an ethical, reliable, dependable ...
11/23/2007
Refinance Your ARM to Avoid Rate IncreasesAre you facing a potential rate increase on your adjustable-rate mortgage?  If so, refinancing can help you avoid higher payments.  Refinancing with a fixed-rate mortgageIf you plan to stay in your home for the long term and never want to worry about risi...
11/23/2007
Step 1: Income Get copies of your two or three most recent payroll stubs, your two latest federal tax returns, and your most recent W-2 forms. As you get new payroll stubs during the application process, keep them in the file. If you're self-employed you will likely be required to provide year-to...
11/23/2007
Rainer
3,728

Azure Peloso

local_phone(360) 213-1076
smartphone(503) 975-6514
Contact The Author