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Mortgage and Lending - San Diego VA Home Loans/858-777-9751
America's #1 Mortgage Broker, Brian Brady. You'll never wonder where he stands when you read Brian Brady. He's not always right but he's always...OPINIONATED
RECENT BLOG POSTS
What is your ultimate goal from your social media marketing?  Conversion. Jeff Turner gives us a nice starting point with this quote from his panel at the NAR Convention: Your overall business goal of social networking should be to expand your sphere and move conversations offline, panelists said...
11/11/2008
In my 2009 San Diego Real Estate Outlook, I suggested that lower loan limits could cause a convergence of home prices.  I expect the mid-priced homes ($500,000 to $1,000,000) to decline towards the loan limits while lower priced homes (under $500,000) already dove in 2008. Southern California Lo...
11/11/2008
...well, you know the rest of the story. I missed the hijinks at the Active Rain Party in Orlando and that was a bummer.  I so wished to meet Broker Bryant and TLW among many other AR members.  If you've met me at any social function, you know that I"m more inclined to howl at the moon rather tha...
11/10/2008
We have a new President and his name is Barack Obama. Is that good for mortgage rates? I think either man being elected would have been good for mortgage rates provided the victory was decisive.  The Obama victory was clearly decisive and markets should reward that.  In anticipation of this deci...
11/05/2008
Alan Zibel of the Associated Press reported that the results of the FHA Hope For Homeowners Program is underwhelming: But the early results are discouraging: the government received only 42 applications in the program's first two weeks, according to the Federal Housing Administration. The low tu...
11/03/2008
Investors take notice!  Phoenix home prices led the nation in declines: The Case-Shiller indexes compare the sale prices of the same homes each year to determine price trends and are considered one of the most accurate home price gauges. The hardest hit of all 20 cities on a year-over-year basis...
10/28/2008
I know your secret.  Honestly…I do.   You aren’t knocking the ball out of the park, regardless of your blogging effort.  You play around on Twitter, Facebook, Active Rain, and might even comment on Bloodhound Blog.  You’re probably REALLY smart and can’t believe that you’re having problems in bus...
10/24/2008
Mortgage rates are finally below 6.0% again.  If you're closing in October, take any rate under 6.0% and lock it in to closing.  In the beginning of the month, I suggested to wait for lower rates if you were closing in the last two weeks of October.  I said: You can safely delay mortgage locks i...
10/21/2008
Sean “Rocky” Purcell and I discussed his big prediction of the stock market bounce and I repented for my recommendation to stay “unlocked” in hopes of lower mortgage rates. Download and enjoy this light-hearted 17 minute show We felt the near-term future for stock and bond markets would depend on...
10/15/2008
If you're closing your loan after Friday, I left you naked (not locked).  I told you that the fundamentals of the economy would bring rates lower after the bailout was announced.  Rates were at 5.875%, today they're at 6.5%.  What's in store for the rest of the month? Eric Holloman of Rate Link ...
10/14/2008
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