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Mortgage and Lending - San Diego VA Home Loans/858-777-9751
America's #1 Mortgage Broker, Brian Brady. You'll never wonder where he stands when you read Brian Brady. He's not always right but he's always...OPINIONATED
RECENT BLOG POSTS
Two excerpts from the "right" way to originate loans today: David Bartels impressed me with his definition of our job as a “borrower’s advocate”.  He suggested that we would do well to align ourselves squarely with the borrowers.  While he never suggested that our lender partners are the enemies,...
01/22/2009
Jason Blackburn of Laser Focus For Life was our guest on Radio Mortgage last week.  I “met” Jason on Facebook two months ago, when preparing for the “Power Of Twelve” seminar.  Jason wrote a referral script for my seminar and asked nothing in return.  That connection led to a number of telephone ...
01/17/2009
The US Treasury Department has been supporting the mortgage bonds market, in order to keep mortgage rates under 5%.  I cited two reasons why sub-5% rates might not happen: 1- Capacity: Lenders don’t have the horses to ride since they laid off so many workers in 2008. 2- Greed:  Lenders typically...
01/13/2009
RE BarCamp Seattle has a time and a date.  From Todd Carpenter: Rich Jacobson and Brad Andersohn from Active Rain, along with Drew Meyers from Zillow have established the basics. A date and venue. February 13 at Zillow Headquarters.  This happens to follow a Bloodhound Unchained preview event hel...
01/06/2009
Mortgage rates are 4.75%…No, wait a minute.  They shot back up ! Welcome to January, 2009.  It looks to be a rocky ride through Inauguration Day.  After that, all bets are off.  Here’s the good news, though; mortgage rates, while just over 5% this afternoon (up from 4.75% this morning) are still ...
01/06/2009
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For those of you who are new to blogging on Active Rain, MeMe's are our little "Getting to Know You" ritual.  They come in all shapes and sizes.  And here's another: Anthony Clark tagged me for this MeMe.  And my targeted list of seven will follow.  Here are all of the ground rules that need to ...
01/04/2009
I received a question from a REALTOR today, who read: A Realtor's Guide to "PMI & Short Sales" Let's call her Susan.  She explains: I have done several successful short sales in my career but recently felt the "sting" of the bank claiming they will submit our current offer on the table for approv...
01/01/2009
America's mortgage rates are ready to slide down to 4.5%, fueled by the confirmation of the rumor about the Fed's intervention into mortgage-backed securities markets: The Federal Reserve on Tuesday announced that it expects to begin operations in early January under the previously announced pro...
12/30/2008
I use LinkedIN Answers to help me get advice and consumer perception about my service offering.  I asked this question: Where do you believe you can receive the best mortgage terms: direct lender or mortgage broker? Direct lenders would include banks or large mortgage lenders. Mortgage brokers ar...
12/22/2008
Rebecca Levinson took over as host of RadioMortgage.net today. I posted this on Facebook: Brian is now seeing 4.75% for conv and 5% for FHA/VA loans. Rebecca asked: I hope you are going to do a podcast on what this means to the consumer. So, I made her our host for today's episode.  She did a gre...
12/18/2008
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