ARCHIVED BLOG POSTS

2008 

California Homeowners are you facing foreclosure?  Have you received a notice of default?  Are you running late on your home loan payments?  Is your adjustable rate mortgage (ARM) about to adjust confronting you with staggering payments that you cannot afford?  Do you have investment property tha...
09/29/2008
     Arizona Homeowners are you facing foreclosure?  Have you received a notice of default?  Are you running late on your home loan payments?  Is your adjustable rate mortgage (ARM) about to adjust confronting you with staggering payments that you cannot afford?  Do you have investment property t...
09/29/2008
CALIFORNIA HOMEOWNERS DID A MORTGAGE BROKER PROMISE TO MODIFY YOUR LOAN BUT FAIL TO DELIVER?   DID YOU PAY AN ADVANCE FEE TO A LOAN MODIFICATION COMPANY AND WONDER WHAT THE HECK THEY DID FOR YOU?   IF YOU FEEL CHEATED, HOODWINKED, OR SCAMMED GIVE US A CALL.   LICENSED REAL ESTATE BROKERS HAVE LEG...
09/24/2008
Here are a few FYI's for Arizona mortgage brokers.  A.R.S. 6-909. Prohibited acts A. Except for employment verifications, verifications of mortgages and loans, and deposit or account verifications, a person, in connection with or incidental to the making of any mortgage loan, shall not induce, r...
09/23/2008
This is some general legal information about making a RESPA Section 6 request for your borrower's loan file.  Some of the information is pulled from the HUD website.  My comments are italicized. You want to demand your Client's loan file basically so you can take a look at it and (hoepfully) to r...
09/23/2008
         Law Office of Steven C. Vondran     Fighting for You! LOAN MODIFICATION SERVICES FOR ARIZONA AND CALIFORNIA HOMEOWNERS California and Arizona Homeowners are you facing foreclosure or feeling that a real estate foreclosure might be around the corner?  Have you received notice of default? ...
09/23/2008
First let's get the law out on the table.  I will bold the portions to be discussed in this article.  I have also put some random comments in here so read through it.  My comments are italicized.  The following is general legal information only, and not legal advice.  Consult with an attorney if ...
09/23/2008
     I keep getting calls from brokers who are taking in a lot of cash up-front for loan modifications, but then they are having a hard time closing the loan modification with the lender.  I am hearing things like "I am just a broker....I have no clout with the lender" or "it's like I am begging ...
09/22/2008
APPROVED ADVANCE FEE AGREEMENT Attention California Real Estate Brokers.  Are you accepting an advance fee from your client when pitching your loan modification services?  If so, make no mistake you need to have an advance fee agreement approved by the California Department of Real Estate Commiss...
09/22/2008
     ATTENTION ALL REAL ESTATE BROKERS.  STOP BOGGGING YOURSELVES DOWN PROCESSING YOUR OWN LOAN MODIFICATIONS.  THIS LOAN MODIFICATION MARKET WILL NOT LAST FOREVER.  YOUR TIME SHOULD BE SPENT BOOKING NEW BUSINESS AND COMPETING WITH OTHER BROKERS WHO ARE TRYING TO GET AT THE SAME BUSINESS YOU ARE....
09/16/2008
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Steve Vondran "Attorney Steve®

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