Arizona mortgages and more!

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Mortgage and Lending - Gateway Mortgage Group - NMLS# 1290123
Washington and Arizona information related to mortgages and real estate, or just about anything else!
RECENT BLOG POSTS
I take pride in shooting the best photos I can when out for a listing. I believe the listing photos are key to getting interested buyers out to preview the home. If you take shoddy photos you can expect a lower numbers of visitors. I take my photos one step further and use Adobe CS3 to edit them ...
09/15/2008
I have attended a few trustee auctions for homes in foreclosure. I must say it was real interesting to observe the process and witness the actual sales taking place. To my surprise, I would say maybe 10 of the 100 properties to be auctioned were bid on. Of those 10, maybe 3 or 4 received multiple...
09/15/2008
So in my pursuit to gaining as much knowledge as I can about the short sale process I have turned up an interesting point of view from a lender. I do not want to give details but wanted to make a comment about it so all other agent may be aware of this. I have a listing, priced comps and listed i...
09/15/2008
Take a look at this custom home on a large lot that is over 7 acres. Horses are ok. You can split this property up and sell a portion of it or keep it all to yourself. This location is close to Anthem and Phoenix. Just a few minutes from town. Please view the virtual tour and contact me if you ar...
09/15/2008
The down payment assistance program is set to end October 1st, 2008. This will mean the seller can no longer offer to pay the 3% down for you in an FHA loan. The funds will need to come out of your pocket. Another change to be concerned about is the 3% minimum down payment is increasing to 3.5%. ...
08/06/2008
If you are considering selling your home using the short sale method, we can help. I can get your home sold in Maricopa County, Arizona via short sale. I have just put one more short sale property to active with contract and as soon as it closes, I will have a Glendale short sale tool. This extra...
06/24/2008
My mortgage team, (The Martell Group) of Sterling Home Mortgage, received an email from one of our preferred mortgage lenders stating they will be cutting 5% off the maximum loan to value for properties in declining markets. Guess what.....Arizona is one of them. I have copied the email and the l...
04/23/2008
I have 5 RE/MAX yard signs set aside to immediately put up for the first 5 people who call or email me and want to list their home for sale using the short sale method.Don't wait until it is too late. I can help you save your credit rating from a foreclosure and sell your house, no matter how muc...
04/15/2008
If you are thinking about buying a home or refinancing a home in Arizona, using an FHA Loan Program, Visit AZ FHA Loan to discuss your options. Sterling Home Mortgage has been my choice mortgage broker for several years now and once you close your loan with Sterling, they will become your choice ...
04/09/2008
  Lately, I have taking several calls from Canadian Citizens wanting to relocate or purchase a second home in the Arizona area. The money exchange is in their favor, housing prices are in favor, mortgage interest rates are in favor and being a buyer now is favorable. This is what the last client ...
04/03/2008
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Mike Martell

Mortgage Loan Originator in Arizona NMLS#1290123
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Washington and Arizona mortgages and more. I will post past experiences and tips dealing with all aspects of lending and real estate within the states of AZ and WA