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Mortgage and Lending - First Centennial Mortgage - NMLS # 132763
Why overpay for a home by overpaying for a mortgage? My role as a loan officer is to put education at the top of the list for homebuyers & prepare them to get the most value. In 2008 I was awared the NAMP Integrity Seal (ethics & professional commitment to consumers), also received CRMS & CMC designations. Less than 1/2% of all loan officers have achieved these levels of recognition.
RECENT BLOG POSTS
My day from HELL!It was Monday morning and I had to attend a downtown Chicago meeting at 10AM.  I stepped outside with what seemed to be "plenty of time".  My car had been parked outside all weekend and covered with more Chicago snow.  Unfortunately, with temperatures bouncing around freezing, I ...
02/28/2008
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As we watch tonights Democratic debates, how does one choose who will represent us?  It certainly can not be based on promises because what they say and what they deliver isn't up to them.My concern is that unless the President can rally the legislators to support a practical & rational position,...
01/21/2008
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As a life long Bears fan, it gives me great pleasure to see a team that lost to the Bears twice in 2007 continue to move closer to the Big Game.  With little to cheer about this football season, seeing the Packers in the Super Bowl and perhaps win would might take some of the chill out of one of ...
01/13/2008
Do you keep in contact with your past clients and farm?  If so, here is a suggestion that could be of siginficant value to those homeowners.  Hope this helps - Consider contacting past clients that may have selected an adjustable rate loan to buy their home and anyone that purchased within the la...
01/13/2008
As I sat here watching the news, I was shocked to see another example of the poor quality of news coverage.  It is obvious that the televised news is just an instant fix of Star, Enquirerer and other gossip/celebrity news.  Today's celebrity is a Bengal Tiger.  I'm sure you have all seen the news...
12/28/2007
The Illinois Governor has a bill SB1167 on his desk that needs to be VETOED today!  The details shown below will significantly impact a borrower's right to obtain mortgage financing.  In the past similar legislation HB4050 has resulted in longer marketing times and lower home values.  Don't let t...
11/02/2007
It was too late to call and didn't want to leave a message so I jumped on the Real Estate company web site, found the agent and sent an e-mail.  Guess what happended?  It went to another agent.  While I am sure that the agent will re-direct it back to the agent that it was intended for, what abou...
11/02/2007
The Fed's action of dropping the discount rate was expected.  What the market did not want was the comments that additional reductions were unlikely.  It seems that the housing problems don't impact the members of the Fed committee - only us.  Instead of saying things that might improve mortgage ...
10/31/2007
REVERSE MORTGAGE - A FORECLOSURE ALTERNATIVE  In times where the state of Illinois, County of Cook, and City of Chicago are all lining up to increase taxes, how many homeowners with fixed income are going to get squeezed out of their homes?  How many of those are over 62 years old?Will they come ...
10/24/2007
 Illinois Realtors Beware! Company License Revocations  10/09/2007         Ambanc Mortgage, Inc.2007-MBR-132Order Revoking License10/09/2007 DMC Capital Markets Group 2007-MBR-133Order Revoking License10/09/2007 Franklin Financial Group, Inc. 2007-MBR-134Order Revoking License10/09/2007 Laika Mor...
10/24/2007
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Angelo Cusinato

CRMS, CMC, Mortgage Specialist NMLS # 207204
local_phone(847) 592-2977
smartphone(847) 209-9458
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Why overpay for a home by overpaying for a mortgage? We put education at the top of the list for homebuyers & prepare them to get the right mortgage the first time and every time. Check our website at www.resourceplusmortgage.com for helpful information