Why overpay for a home by overpaying for a mortgage? My role as a loan officer is to put education at the top of the list for homebuyers & prepare them to get the most value. In 2008 I was awared the NAMP Integrity Seal (ethics & professional commitment to consumers), also received CRMS & CMC designations. Less than 1/2% of all loan officers have achieved these levels of recognition.
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Case #1 - Credit score 8 months ago were all above 780. Since then, a $75 parking tickets was sent to collection and credit score drops to 690. The difference in costs to obtain the same interest rate - $6000. Client does not believe he or his car were in the area where the ticket was issued y...