Why overpay for a home by overpaying for a mortgage? My role as a loan officer is to put education at the top of the list for homebuyers & prepare them to get the most value. In 2008 I was awared the NAMP Integrity Seal (ethics & professional commitment to consumers), also received CRMS & CMC designations. Less than 1/2% of all loan officers have achieved these levels of recognition.
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Any suggestions? Scenario - Homeowner wants to refinance and not sure of the value. First appraisal - 7/27/2010 comes in at $325,000 but lender will not do cash out on a condo even at 65% LTV - and took 30 days for underwriting to notice that cash out was being requested. (This is another issue ...