Andy's Blog

Want to be more successful? Think a personal coach would help but can't spend the money right now? I think I've got the answer for you...and it's UNDER $30! But only if you take action TODAY before midnight! My Colleague, Rick C. Ernst, has just written a spectacular new book entitled, 'Richer Li...

Wow, only 2 years after I first suggested it, Fannie Mae is testing a program where the do the BPO up front and TELL the agent what price they will approve! What a concept! Why didn't I think of that? Oh wait, I DID! I've had a lot of questions about this from both agents and title companies, so ...

Andy Tolbert | HD Realty, Inc | 407-328-0970 1431 Travertine Terrace, Sanford, FL End unit, one story townhouse in gated community with community pool and clubhouse. 3BR/2BA Townhouse Reduced to $140,000 Year Built 2005 Sq Footage 1,386 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 C...

Today I just want to vent a little, but the venting will (hopefully) show you the good side of what's going on in our market.  So today it's short and sweet!!! I'm getting tired of all of the whining. Yeah, life's tough, business is tough, and by golly, the market has been REALLY tough! Got it! N...

I just got the most recent stats from Foreclosures.com for the Florida Market. Here's the top 10 Counties based on percentage of households with an LP filing against them in '08. #10 Palm Beach 10.37% of all households #9 Hernando 10.47% #8 Dade 10.96% #7 Orange 11.06% #6 Pasco 11.46% #5 (tie) Br...

If you're not already writing a community blog, it may be time to consider it... if you already are, you may be running out of topics and ideas right about now, so here's some tips to kick around. Remember, you are aiming your blog at CONSUMERS, so think about what a consumer considering buying o...

Well, it's 12:37 am on Friday morning...I just got home from Gator's Dockside with a few friends ( in the picture from left to right is: Peter, Eric, my husband Tim, and Me...I'm the one with the long hair!). The University of Florida Gators just won the national championship game...and it was no...

There has always been a lot of incompetence in the mortgage business, but when the money was flowing it really didn't matter because if you had a heartbeat you could get financed, so inexperienced mortgage brokers could still be successful. But now that money has tightened up, you can't risk your...

OK, I first got in the mortgage business in 1995, so I've been doing this for a while, but for the last few years I've focused more on the real estate side.  But my husband, Tim is very active in the industry, and since I share an office with he and Eric, I get to hear all of their ranting and ra...

I know that a lot of people are struggling right now, and not just the real estate industry either... I was talking to a friend of mine the other day that owns her own family counseling practice and she said here business is way down and she is just barely paying the bills, and one of my clients ...