Amy Wood's (amysloans) Blog

HOMEBUYERS COUNSELING CLASS IN MURFREESBORO, TN Do you want to buy a house, but do not know where to start?  Do you need help with the down payment and closing costs to buy a house?  do you have credit problems?  WE CAN HELP!  Part of a Saturday will het you help in buying a house and access to d...

Who is your THDA expert?  I am....Guaranty Trust is the #2 lender for THDA in Tennessee.  Are you familiar with THDA the Tennessee Housing Development Agency?  Well, let me tell you a little about them.  THDA is a non profit organization the help low to moderate income home buyers.  There are 3 d...

First time home buyer tax credit as down payment! Did you know here in the state of Tennessee a first time home buyer can use their First time homebuyer tax credit as a down payment?  Well, let me tell you they can :)  THDA will allow you to use this money for your down payment.  Here is how it w...

Mortgage Lender's v/s Used Car Salesmen I was in a training class not to long ago that compared Mortgage lenders to used car salesmen and the study showed used car salesmen were more creditable than mortgage lenders.   REALLY?...this is so sad.   Well, I want to be AM the EXCEPTION!   I want to b...

FIRST TIME HOMEBUYER EDUCATION CLASS ATTENTION:  All first time homebuyers There will be a first time homebuyer class this Thursday, November 19th in Smyrna.  I will be a guest speaker and I will be covering the mortgage process and the HUD (Settlement Statement)  This course will cover the follo...

Tennessee Titans win 1st game of 2009 Season I attended this fabulous game!   This got me to thinkin this morning....Our Tennessee Titans didn't give up.  I was thinkin about the mortgage business, even when it seems like all is lost there is a light at the end of the tunnel.  We may not win ever...

As A Realtor...What are your "issues" with loan officers What are some issues or problems you have with you current mortgage lender?  I would like to hear from you!  Do they promise more than they can give?  Do they promise on time closing dates and are not able to follow through?  Are they annoy...

January 1, 2010 Are you aware that HUD has guideline changes coming January 1, 2010?  Well, they do.  As for Realtors this will propably not affect you as much as the lenders and the title companies.  What are the changes you ask?  Well to start, the 1 page Good Faith Estimate will now be 3 pages...

NOLENSVILLE, TN I live in a small town in Tennessee.  Nolensville, TN  My family has lived in Nolensville for about 50-60 years.  My parents divorced and I grew up in Columbia, TN.  I met my husband and we bought our second home in Nolensville, TN 8 years ago.  I feel that Nolensville is my home ...

BUY A HUD HOME FOR $100 DOWN Did you know that you can get in a home with $100 down.  You can buy a HUD home for $100 down.   If you buy a HUD home and you get an FHA loan, you put down as little as $100.  You will also not have to pay for an appraisal.  If you are looking for a house look at the...