What is Title Insurance? Title insurance is insurance that protects the insured from loss as a result of title defects or that the title to real property is not valid. Two kinds of Title Insurance There are two types of title insurance – a Lender’s Title Policy and an Owner’s Title Policy. To pro...
Use the information below as basic guideline on how banks and mortgage companies determine if you are qualified for various types of home loans including Conventional, FHA, VA, etc. BANKRUPTCY: Minimum of 2 years from final discharge date. FORECLOSURE: Minimum of 3 years since foreclosure was fi...

Stated Income Mortgage for Self EmployedCalifornia

No tax return or W-2's required. Bank Stmt Loan.
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HARP 2.0 Program is a great opportunity for homeowner's to refinance. For assistance, visit for help getting pre-qualified. Since most mortgages are sold on the secondary market to 1 of the 5 major banks after closing, why not start out with a wholesale rate? Start here: