Florida Mortgage Blog, Florida FHA loan Blog

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Mortgage and Lending - United American Mortgage
Florida Mortgage Blog, Florida FHA loan Blog

ARCHIVED BLOG POSTS

2007 

Documentation Typically needed for an FHA loan  Here is a list of documentation that you will typically need on had for an FHA loanResidence addresses for the past two years Names and addresses of your employers over past two years Your current gross monthly salary Names, addresses, account numbe...
09/12/2007
INCOME Stability is Important to qualify for FHA mortgageTo qualify for an FHA mortgage: HUD does require the borrower to have had job for  a minimum length of time to be eligible. Lenders require the borrower verity employment for the most recent two full years. The borrower must also explain an...
09/12/2007
FHA Steam Line REFINANCE ProgramFHA has created a program that will allow homeowners a way to refinance to lower their interest rate with no money out of pocket. The rate reduction program is called a Streamline Refinance. This program provides current FHA homeowners a way  to lower their interes...
09/12/2007
  FHA Closing Cost and you can expect to pay with an FHA loan Most costs in the transaction are considered non-allowable and generally paid by the seller when purchasing a new home1.The appraisal fee and any inspection fees 2...Lender's origination fee 3. Deposit verification fees 4. Home inspect...
09/11/2007
What Debt to Income Ratios To qualify for an FHA loan though a qualified FHA lender, FHA has Debt to income ratios. These ratios are used to determine what home buyers can afford. The ratios are used to calculate what potential borrower is financial capable of paying monthly.The 2 calculations le...
09/11/2007
 FHA vrs Conventional Financing, What's the Difference?Have you ever looked at the differences between FHA loans and Conventional financing?Let's look at what the Conventional market has offered homeowners in the past few years compared to what FHA has continued to offer. Conventional loans have ...
09/10/2007
The FHA loan program was created to help increase homeownership throughout the United States. At FHAmortgagePrograms.com we show people that buying a home is easy with FHA and less expensive than other types of real estate mortgage loan programs. Some highlights of the FHA home loan programs are:...
09/10/2007
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FHA Mortgage Programs, FHA loans, FHA refinancing, Information about FHA, How to obtain an FHA mortgag, what is an FHA mortgage, Florida FHA Mortgage Loans